1120 E 1st St, Bloomington, IN 47401 Property Records

Monroe County property record for 1120 E 1st St, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,344 sqft · built 1920
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$595,000 (Aug 2025)
Tax Bill	$5,602 (2025)
Deeds & Mortgages	Sep 2015 Line of Credit Aug 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-20390-00`

Property Details

APN / Parcel Number

Primary APN	`015-20390-00`
Alternative APN	`53-08-04-100-094.000-009`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,344 sqft Living Area
1st Floor Area	2,344 sqft
Basement Area	1,728 sqft
Finished Basement	776 sqft
Unfinished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1999
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	122 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	308 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-20390-00
Street Address	1120 E 1ST ST
City	BLOOMINGTON
State	IN
Zip	47401-5006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEMINARY PT L103
Legal Subdivision	CITY BLOOMINGTON
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	2
Census Block	2002
Census Tract	302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Vinegar Hill Historic District listed 2005 · 109 contributing resources · NRIS 05000195

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1120 E 1ST ST, BLOOMINGTON, IN 47401-5006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2015	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU
Aug 19, 2025	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jul 27, 2017	Warranty Deed, Transfer · Conventional Mortgage TIAA-CREF TRUST COMPANY FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2025 · Amount on Record
Deed Sale	Aug 19, 2025 · Amount on Record
Prior Sale	Jul 27, 2017 · Amount on Record
Deed Document Number	202554341
Record Updated	Sep 20, 2026

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1120 E 1ST ST, BLOOMINGTON, IN 47401-5006
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015012785
Date	Sep 10, 2015
Instrument	2015012785

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 9, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Aug 19, 2025
Property Address	1120 E 1ST ST, BLOOMINGTON, IN 47401-5006
Document Number	2025009313
Map Reference	CAB C ENV 93
Instrument Date	Aug 12, 2025
Instrument	2025009313
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 E 1ST ST, BLOOMINGTON, IN 47401-5006

Mortgage

Document Number	2025009314
Date	Aug 19, 2025
Instrument	2025009314

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jul 27, 2017
Property Address	1120 E 1ST ST, BLOOMINGTON, IN 47401-5006
Document Number	2017010475
Instrument Date	Jul 24, 2017
Instrument	2017010475
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 E 1ST ST, BLOOMINGTON, IN 47401-5006
Investor	Possibly a Property Investor

Mortgage

Document Number	2017010477
Date	Jul 27, 2017
Instrument	2017010477

Lender

Name	TIAA-CREF TRUST COMPANY FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,602.00 (-10.24%)	$533,100 (-2.91%) Land $105,700 Building $427,400	$533,100 (-2.91%) Land $105,700 Building $427,400
2024	$6,241.00 (+12.39%)	$549,100 (+0.88%) Land $105,700 Building $443,400	$549,100 (+0.88%) Land $105,700 Building $443,400
2023		$544,300 (+8.73%) Land $105,700 Building $438,600	$544,300 (+8.73%) Land $105,700 Building $438,600
2022	$5,553.00 Homeowner's exemption	$500,600 Land $105,700 Building $394,900	$500,600 Land $105,700 Building $394,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GigabitNow.

Nearby Properties on E 1st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures