St. Johns County property record for 1120 Dover Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,752 sqft · built 1995 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $605,000 (Oct 2023) |
| Tax Bill | $8,037 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000631-0160 |
| Primary APN | 000631-0160 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,752 sqft Living Area |
| Gross Area | 3,454 sqft |
| 1st Floor Area | 2,752 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 702 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 287 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1120 DOVER DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8994 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 28/29-36 RIVER OAKS PLANTATION UNIT 1 REPLAT LOT 16 OR5841/204 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 38 |
| Legal Subdivision | RIVER OAKS PLANTATION UNIT 1 REPLAT |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20803 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1120 DOVER DR, SAINT JOHNS, FL 32259-8994 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Oct 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Dec 27, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2023 · Amount on Record |
| Deed Sale | Oct 13, 2023 · Amount on Record |
| Deed Document Number | 202381095 |
| Deed Book / Page | 5841 / 204 |
| Prior Transfer Date | Dec 26, 2019 |
| Prior Transfer Doc | 0048560446 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1120 DOVER DR, SAINT JOHNS, FL 32259-8994 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1120 DOVER DR, SAINT JOHNS, FL 32259-8994 |
| Document Number | 0062980630 |
|---|---|
| Date | Feb 2, 2026 |
| Book Page | 6298/630 |
| Instrument | 2026008619 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 13, 2023 |
| Property Address | 1120 DOVER DR, SAINT JOHNS, FL 32259-8994 |
| Document Number | 0058410204 |
| Book / Page | 5841 / 204 |
| Map Reference | MB 28 PG 29-36 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 2023081095 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Title Company | KENDALL TITLE SERVICES, KENDALL TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 205 FELLS CV, ST JOHNS, FL 32259-9305 |
| Name | Verified Name |
|---|---|
| Address | 1120 DOVER DR, SAINT JOHNS, FL 32259-8994 |
| Document Number | 0005841206 |
|---|---|
| Date | Oct 13, 2023 |
| Instrument | 5841/206 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 27, 2019 |
| Property Address | 1120 DOVER DR, SAINT JOHNS, FL 32259-8994 |
| Document Number | 0048560446 |
| Book / Page | 004856 / 000446 |
| Instrument Date | Dec 26, 2019 |
| Instrument | 96930 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1120 DOVER DR ST JOHNS FL 322598994, ST JOHNS, FL 32259-8994 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $469,340 (-7.12%) Land $130,000 Building $339,340 | $469,340 (-8.81%) Land $130,000 Building $339,340 | |
| 2025 | $8,037.00 (+11.02%) Homeowner's exemption Widower's exemption | $505,338 (+88.91%) | $514,657 (+12.92%) Land $138,000 Building $376,657 |
| 2024 | $7,239.00 (+74.64%) | ||
| 2023 | $4,145.00 (+0.83%) Homeowner's exemption Widower's exemption | $267,501 (+3%) | $455,787 (+5.87%) Land $120,000 Building $335,787 |
| 2022 | $4,111.00 Homeowner's exemption Widower's exemption | $259,710 | $430,502 Land $123,200 Building $307,302 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 8 (1996–2017) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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