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1120 Deepwater Cir, Eagle Lake, FL 33839 Property Records

Polk County property record for 1120 Deepwater Cir, Eagle Lake, FL 33839

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,150 sqft · built 2024
Lot Size0.126 acres (5,497 sqft)
Owner2 Individual Names on File
Last Sale$352,900 (Aug 2024)
Tax Bill$2,243 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Aug 2024 Sale
Flood ZoneZone X (minimal risk)
APN26-29-18-689954-003120

Property Details

APN / Parcel Number

Primary APN26-29-18-689954-003120
Alternative APN
  • 182926689954003120

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,150 sqft Living Area
Gross Area2,550 sqft
1st Floor Area2,150 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area5,497 sqft (0.126 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchScreened/Unfinished Porch
Porch Area200 sqft

Location & Zoning

Street Address1120 DEEPWATER CIR
CityEAGLE LAKE
StateFL
Zip33839-5111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANCHES AT LAKE MCLEOD II PB 198 PG 41-44 LOT 312
Legal SubdivisionRANCHES AT LAKE MECLEOD II
Legal Block2
Legal Lot Number312
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1004
Census Tract14501

Owner

1120 Deepwater Cir is owned and occupied by two individuals who bought it in August 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1120 DEEPWATER CIR, EAGLE LAKE, FL 33839-5111
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Aug 27, 2024Special Warranty Deed, Subdivision Related Transfer
LENNAR TITLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2024 · Amount on File
Deed SaleAug 27, 2024 · Amount on File
Deed Document Number2024197982
Deed Book / Page13243 / 817
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1120 DEEPWATER CIR, EAGLE LAKE, FL 33839-5111
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1120 DEEPWATER CIR, EAGLE LAKE, FL 33839-5111

Mortgage

Document Number0000280124
DateNov 26, 2025
Book Page13792/1062
Instrument2025280124
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueOct 25, 2055

August 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateAug 27, 2024
Property Address1120 DEEPWATER CIR, EAGLE LAKE, FL 33839-5111
Document Number0000197982
Book / Page13243 / 817
Map ReferenceMB 196 PG 41
Instrument DateAug 20, 2024
Instrument2024197982
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 13, 2026
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount on Record
Tax$2,470.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address1120 DEEPWATER CIRCLE, EAGLE LAKE, FL 33839-5111

Tax Assessment & Valuation

The 2025 property tax bill for 1120 Deepwater Cir was $2,243 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityEagle Lake City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$161,621 (+2.7%)$260,790 (-3.21%) Land $52,000 Building $208,790
2025$2,243.00 Homeowner's exemption$157,372$269,427 Land $52,000 Building $217,427

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1120 Deepwater Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2004–2022)
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1120 Deepwater Cir is moderate, ranking above 68% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EAGLE LAKE
serves 2,600 people · EPA ID FL6530492
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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