1120 Creekview Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1120 Creekview Ct, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,826 sqft · built 2006
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Nov 2025)
Tax Bill	$5,080 (2025)
Deeds & Mortgages	Nov 2025 Sale Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`129892`

Property Details

APN / Parcel Number

Primary APN	`129892`
Alternative APN	`142630015100010030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,826 sqft Heated Area
Gross Area	2,476 sqft
1st Floor Area	1,826 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,928 sqft (0.182 acres)
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	129892
Street Address	1120 CREEKVIEW CT
City	SAINT CLOUD
State	FL
Zip	34772-7784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	CRYSTAL CREEK PB 17 PGS 82-83 LOT 3
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	CANOE CREEK WOODS & CRYSTAL CREEK
Legal Tract	151
Legal Block	1
Legal Lot Number	3
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1020
Census Tract	43303

Owner

1120 Creekview Ct is owned and occupied by an individual who bought it in November 2025.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1116 ANNE ELISA CIR, SAINT CLOUD, FL 34772-7459
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Warranty Deed, Transfer RED DOOR TITLE
Apr 3, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2025 · Amount on File
Deed Sale	Nov 7, 2025 · Amount on File
Prior Sale	Apr 3, 2024 · Amount on File
Deed Document Number	2025138471
Deed Book / Page	6877 / 2443
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 7, 2025
Property Address	1120 CREEKVIEW CT, SAINT CLOUD, FL 34772-7784
Document Number	0068772443
Book / Page	6877 / 2443
Map Reference	MB 6 PG 135
Instrument Date	Nov 6, 2025
Instrument	2025138471
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	RED DOOR TITLE

Transaction

Amount	Amount on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	279 COPPETT RD, CROSSVILLE, TN 38572-1918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 ANNE ELISA CIR, SAINT CLOUD, FL 34772-7459

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 3, 2024
Property Address	1120 CREEKVIEW CT, SAINT CLOUD, FL 34772-7784
Document Number	0065762065
Book / Page	6576 / 2065
Map Reference	MB 17 PG 82&83
Instrument Date	Apr 2, 2024
Instrument	2024042714
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, A CLEAR CHOICE T&E OF OSCEOL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4230 LIPPMAN RD, SAINT CLOUD, FL 34772-9151

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 CREEKVIEW CT, SAINT CLOUD, FL 34772-7784

Mortgage

Document Number	0065762067
Date	Apr 3, 2024
Instrument	6576/2067

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1120 Creekview Ct was $5,080 with a homeowner's exemption, up 312.7% from the year before.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,080.00 (+312.67%) Homeowner's exemption	$326,700 (+193.62%) Land $70,000 Building $256,700	$326,700 (-4.28%) Land $70,000 Building $256,700
2024	$1,231.00 (+3.79%) Homeowner's exemption	$111,267 (+3%)	$341,300 (+4.92%) Land $70,000 Building $271,300
2023	$1,186.00 (+4.96%) Homeowner's exemption	$108,027 (+3%)	$325,300 (+19.03%) Land $60,000 Building $265,300
2022	$1,130.00 Homeowner's exemption	$104,881	$273,300 Land $55,000 Building $218,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1120 Creekview Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 133 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1120 Creekview Ct is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Xfinity.

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