Merced County property record for 1120 Commerce Ave, Atwater, CA 95301
| Property Type | Commercial |
|---|---|
| Details | 4,726 sqft · built 2007 |
| Lot Size | 0.342 acres (14,903 sqft) |
| Owner | Company Name on File |
| Last Sale | $24,700,000 (Feb 2019) |
| Tax Bill | $22,204 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-180-020-000 |
| Primary APN | 003-180-020-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 14,903 sqft (0.342 acres) |
|---|
| Old Parcel Number | 003-180-020 |
|---|---|
| Street Address | 1120 COMMERCE AVE |
| City | ATWATER |
| State | CA |
| Zip | 95301-5216 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | BP |
| Legal Description | APPLEGATE RANCH LOT 7 |
| Legal Subdivision | APPLEGATE RANCH |
| Legal Lot Number | 7 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | ATWATER |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 702 |
1120 Commerce Ave, a commercial property, is owned by a company that bought it in February 2019.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3123 LILLY AVE, LONG BEACH, CA 90808-3243 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Feb 4, 2019 | Grant Deed, Transfer · Commercial Mortgage GOLDMAN SACHS BANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2019 · Amount on File |
| Deed Sale | Feb 4, 2019 · Amount on File |
| Prior Sale | Jul 31, 2012 |
| Deed Document Number | 20193388 |
| Prior Transfer Date | Jul 25, 2012 |
| Prior Transfer Doc | 0000027026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1120 COMMERCE AVE, ATWATER, CA 95301-5216 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3123 LILLY AVE LONG BEACH, LONG BEACH, CA 90808 |
| Document Number | 0000033121 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 2020033121 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | LOS ANGELES, CA 90071 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Feb 4, 2019 |
| Property Address | 1120 COMMERCE AVE, ATWATER, CA 95301-5216 |
| Document Number | 0000003388 |
| Map Reference | VOL 77 PG 10-13 |
| Instrument Date | Feb 1, 2019 |
| Instrument | 2019003388 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16600 DALLAS PKWY STE 300, 300, DALLAS, TX 75248-2610 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003389 |
|---|---|
| Date | Feb 4, 2019 |
| Instrument | 2019003389 |
| Name | GOLDMAN SACHS BANK USA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0000003389 |
|---|---|
| Date | Feb 4, 2019 |
| Instrument | 2019003389 |
| Name | GOLDMAN SACHS BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10282 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1120 Commerce Ave was $22,204.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Atwater City |
| County | Merced County |
| Elementary School District | Atwater Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,097,750 (+2%) Land $215,294 Building $1,882,456 | |
| 2025 | $22,204.00 | $2,056,619 Land $211,073 Building $1,845,546 |
| 2023 | $21,134.00 (+1.33%) | $1,976,760 Land $202,878 Building $1,773,882 |
| 2022 | $20,857.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1120 Commerce Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1120 Commerce Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ATWATER serves 29,479 people · EPA ID CA2410001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Ayera Technologies, Verizon.
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