Anne Arundel County property record for 1120 Commanders Way S, Annapolis, MD 21409
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,360 sqft · built 1985 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $108,000 (Jun 2000) |
| Tax Bill | $3,608 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-005-90034658 |
| Primary APN | 03-005-90034658 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,360 sqft Living Area |
| 1st Floor Area | 680 sqft |
| Utility Area | 27 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Patio Area | 186 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00590034658 |
|---|---|
| Street Address | 1120 COMMANDERS WAY S |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-5223 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R5 |
| Legal Description | LT 34 ADMIRALS WALK |
| Legal Subdivision | ADMIRALS WALK |
| Legal Block | 2 |
| Legal Lot Number | 34 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 731003 |
1120 Commanders Way S, a townhouse, is owned and occupied by an individual who bought it in June 2000.
Source: Anne Arundel County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1120 COMMANDERS WAY S, ANNAPOLIS, MD 21409-5223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2026 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Jan 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| Oct 23, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2000 · Amount on File |
| Deed Sale | Jun 8, 2000 · Amount on File |
| Deed Document Number | 20006851 |
| Deed Book / Page | 9812 / 766 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 6, 2026 |
| Property Address | 1120 COMMANDERS WAY S, ANNAPOLIS, MD 21409-5223 |
| Document Number | 4275000377 |
| Book / Page | 42759 / 377 |
| Instrument Date | Sep 28, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | ATLAS TITLE, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1120 COMMANDERS WAY S, ANNAPOLIS, MD 21409-5223 |
| Document Number | 4275000377, |
|---|---|
| Date | Oct 6, 2026 |
| Book Page | 42759/377 |
| Name | LENDAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1120 COMMANDERS WAY S, ANNAPOLIS, MD 21409-5223 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1120 COMMANDERS WAY S, ANNAPOLIS, MD 21409-5223 |
| Document Number | 0419820079 |
|---|---|
| Date | Jan 9, 2026 |
| Book Page | 41982/79 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1120 COMMANDERS WAY S, ANNAPOLIS, MD 21409-5223 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0400160155 |
|---|---|
| Date | Oct 23, 2023 |
| Book Page | 40016/155 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 13, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1120 Commanders Way S was $3,608.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $312,700 | $336,800 Land $180,000 Building $156,800 | |
| 2025 | $3,608.00 | ||
| 2023 | $2,779.00 | $254,567 | $264,500 Land $160,000 Building $104,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1120 Commanders Way S in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1978–2003) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1120 Commanders Way S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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