1120 Clay St, Redlands, CA 92374 Property Records

San Bernardino County property record for 1120 Clay St, Redlands, CA 92374

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,224 sqft · built 1940
Lot Size	0.155 acres (6,750 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (May 2026)
Tax Bill	$1,476 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0167-293-04-0000`

Property Details

APN / Parcel Number

Primary APN	`0167-293-04-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide

Exterior Amenities

Porch	Patio/Porch
Porch Area	288 sqft
Patio Area	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1120 CLAY ST
City	REDLANDS
State	CA
Zip	92374-3256
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	OLIVE GROVE ADDITION NO 2 LOT 4
Legal Subdivision	OLIVE GROVE ADDITION #2
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1013
Census Tract	8004

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1120 CLAY ST, REDLANDS, CA 92374-3256
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Grant Deed, Transfer · FHA Mortgage CAL PACIFIC FUNDING CORPORATION
May 1, 2026	Grant Deed, Transfer FIDELITY NATIONAL TITLE
May 1, 2026	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Dec 28, 2010 · Amount on Record
Deed Document Number	2026112291
Prior Transfer Date	Mar 5, 2026
Prior Transfer Doc	0000112289
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 1, 2026
Property Address	1120 CLAY ST, REDLANDS, CA 92374-3256
Document Number	0000112291
Instrument Date	Apr 16, 2026
Instrument	2026112291
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57,772.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1120 CLAY ST, REDLANDS, CA 92374-3256

Mortgage

Document Number	0000112292,
Date	May 1, 2026
Instrument	2026112292

Lender

Name	CAL PACIFIC FUNDING CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 1, 2026
Property Address	1120 CLAY ST, REDLANDS, CA 92374-3256
Document Number	0000112290
Instrument Date	Mar 5, 2026
Instrument	2026112290
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1120 CLAY ST, REDLANDS, CA 92374-3256

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 1, 2026
Property Address	1120 CLAY ST, REDLANDS, CA 92374-3256
Document Number	0000112289
Instrument Date	Mar 5, 2026
Instrument	2026112289
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1120 CLAY ST, REDLANDS, CA 92374-3256
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Redlands City
Unified School District	Redlands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$114,999 (+2%) Land $45,739 Building $69,260
2025	$1,476.00 (+6.8%)	$112,744 (+4.04%) Land $44,842 Building $67,902
2023	$1,382.00 (+1.39%)	$108,367 Land $43,101 Building $65,266
2022	$1,363.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REDLANDS CITY MUD-WATER DIV serves 78,025 people · EPA ID CA3610037
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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