1120 Centre Ave, Reading, PA 19601 Property Records

Berks County property record for 1120 Centre Ave, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	15 bd · 16.5 ba · 15,529 sqft · built 1892
Lot Size	1.61 acres (70,567 sqft)
Owner	Company Name on Record
Last Sale	$1,200,000 (Jun 2025)
Tax Bill	$9,445 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5307-41-56-9359`

Property Details

APN / Parcel Number

Primary APN	`5307-41-56-9359`
Alternative APNs	`15-5307-41-56-9359` `15297250` `297250`

Interior

Bedrooms	15 Beds
Full Baths	16.5 Baths
Half Baths	3 Half Baths
Total Rooms	26 Rooms
Stories	3 Stories
Building Area	15,529 sqft Living Area
Gross Area	17,829 sqft
Basement Area	2,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Exterior Material	Stone
Lot Area	70,567 sqft
View / Lot	Neighborhood
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Area	648 sqft
Pool House	150 sqft
Porch	Open Porch
Deck Area	Deck Area
Shed	1 Shed
Shed Area	152 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15297250
Street Address	1120 CENTRE AVE
City	READING
State	PA
Zip	19601-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	56
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1010
Census Tract	300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227
Individually Listed	Stirling listed 1980 · 1 contributing resources · NRIS 80003427

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1120 CENTRE AVE, READING, PA 19601-1410
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · SBA Mortgage HARVEST SMALL BUSINESS FINANCE LLC
Jun 29, 2020	Deed, Transfer · Line of Credit FLEETWOOD BANK
Aug 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage CHRISTIANSON MEYER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2025 · Amount on Record
Deed Sale	Jun 11, 2025 · Amount on Record
Prior Sale	Jun 29, 2020 · Amount on Record
Deed Document Number	202517418
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1120 CENTRE AVE, READING, PA 19601-1410
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	COMMONWEALTH LAND TITLE PA, COMMONWEALTH LAND TTL PHILAD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 CENTRE AVE, READING, PA 19601-1410

Mortgage

Document Number	0000006789
Date	Mar 6, 2026
Instrument	2026006789

Lender

Name	HARVEST SMALL BUSINESS FINANCE LLC
Type	Funding / Finance Company
Address	24422 AVENIDA DE LA CARLOTA STE 400, LAGUNA HILLS, CA 92653

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 2, 2051

Interest

Rate Type	Adjustable Rate

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jun 29, 2020
Property Address	1120 CENTRE AVE, READING, PA 19601-1410
Document Number	0000021231
Instrument Date	Jun 24, 2020
Instrument	2020021231
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	ADVANTAGE ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	901 N 3RD ST, 901, READING, PA 19601-2103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 CHESTER AVE, PHILADELPHIA, PA 19143-3707

Mortgage

Document Number	0000021232
Date	Jun 29, 2020
Instrument	2020021232

Lender

Name	FLEETWOOD BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	123 Months
Due	Sep 24, 2030

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1120 CENTRE AVE, READING, PA 19601-1410
Document Number	0000032811
Instrument Date	Aug 28, 2018
Transaction Type	Mortgage
Record Updated	Oct 5, 2018
Title Company	CEDAR ABSTRACT COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 CENTRE AVE READING PA 196011410, READING, PA 19601-1410

Mortgage

Document Number	0000032811
Date	Sep 21, 2018
Instrument	32811

Lender

Name	CHRISTIANSON MEYER
Address	411 CHESTNUT ST, LEBANON, PA 17042-6142

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,445.00 (+6.63%)	$334,600 (-) Land $85,500 Building $249,100	$85,500 (-74.45%) Land $85,500
2024	$8,858.00	$334,600 Land $85,500 Building $249,100
1994			$334,600 Land $85,500 Building $249,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2006–2011)
Most Recent Claim	Sep 2011 · Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 939 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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