1120 Ark Shell Dr, Summerville, SC 29485 Property Records

Dorchester County property record for 1120 Ark Shell Dr, Summerville, SC 29485

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,742 sqft · built 2023
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$387,480 (Dec 2023)
Tax Bill	$3,411 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2023 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`158-00-02-110`

Property Details

APN / Parcel Number

Primary APN	`158-00-02-110`
Alternative APN	`R0085272`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,742 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0085272
Street Address	1120 ARK SHELL DR
City	SUMMERVILLE
State	SC
Zip	29485-7892
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EE
Legal Description	LOT 110 SUBD: SUMMERS CORNER PH 2
Legal Subdivision	SUMMERS CORNER
Legal Phase	2
Legal Lot Number	110
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	1
Census Block	1002
Census Tract	10801

Owner

1120 Ark Shell Dr is owned and occupied by two individuals who bought it in December 2023.

Source: Dorchester County records, as of April 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1120 ARK SHELL DR, SUMMERVILLE, SC 29485-7892
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUST BANK
Dec 28, 2023	Limited Warranty Deed, Transfer · Conventional Mortgage LENNAR MORTGAGE LLC
Oct 9, 2023	Deed, Transfer
Oct 10, 2023	Correction Deed
May 30, 2023	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2023 · Amount on File
Deed Sale	Dec 28, 2023 · Amount on File
Deed Document Number	202325844
Deed Book / Page	15072 / 319
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Recording Date	Apr 16, 2026
Property Address	1120 ARK SHELL DR, SUMMERVILLE, SC 29485-7892
Document Number	0000008586
Book / Page	16530 / 133
Instrument Date	Apr 10, 2026
Instrument	20268586
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 ARK SHELL DR, SUMMERVILLE, SC 29485-7892

Mortgage

Document Number	0000008586,
Date	Apr 16, 2026
Book Page	16530/133
Instrument	20268586

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	DORCHESTER SC
Recording Date	Dec 28, 2023
Property Address	1120 ARK SHELL DR, SUMMERVILLE, SC 29485-7892
Document Number	0150720319
Book / Page	15072 / 319
Map Reference	MB O PG 277-284
Instrument Date	Dec 18, 2023
Instrument	2023025844
Transaction Type	Transfer
Record Updated	Apr 8, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,007.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1120 ARK SHELL DR, SUMMERVILLE, SC 29485-7892

Mortgage

Document Number	2023025845
Date	Dec 28, 2023
Instrument	2023025845

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER SC
Recording Date	Oct 9, 2023
Property Address	1120 ARK SHELL DR, SUMMERVILLE, SC 29485-7892
Document Number	0149580226
Book / Page	14958 / 226
Map Reference	MB O PG 277-284
Instrument Date	Oct 5, 2023
Instrument	2023020557
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Amount	Amount on Record
Tax	$30,412.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 KING STREET EXT STE 100, 100, CHARLESTON, SC 29405-9442
Investor	Possibly a Property Investor

October 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	DORCHESTER SC
Recording Date	Oct 10, 2023
Property Address	1120 ARK SHELL DR, SUMMERVILLE, SC 29485-7892
Document Number	0149600109
Book / Page	14960 / 109
Map Reference	MB O PG 277-284
Instrument Date	Oct 5, 2023
Instrument	2023020646
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 KING STREET EXT STE 100, 100, CHARLESTON, SC 29405-9442
Investor	Possibly a Property Investor

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DORCHESTER SC
Recording Date	May 30, 2023
Property Address	1120 ARK SHELL DR, SUMMERVILLE, SC 29485-7892
Document Number	0147450289
Book / Page	14745 / 289
Instrument Date	May 24, 2023
Instrument	2023010387
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Amount	Amount on Record
Tax	$5,779.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1505 KING STREET EXT # EXT100, EXT100, CHARLESTON, SC 29405-9442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6900 E CAMELBACK RD # 1090, 1090, SCOTTSDALE, AZ 85251-2431
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1120 Ark Shell Dr was $3,411, up 0.4% from the year before.

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,411.00 (+0.41%)	$15,458 (-96.01%) Land $4,560 Building $10,898	$386,441 Land $114,000 Building $272,441
2024	$3,397.00	$387,480
			$387,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1120 Ark Shell Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 131 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	131 in force
Nearby Flood Claims	22 (1989–2024)
Claims Outside the SFHA	5 of 22
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 10 claims Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1120 Ark Shell Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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