1120 Apache St, Athens, TN 37303 Property Records

McMinn County property record for 1120 Apache St, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,288 sqft · built 1960
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Oct 2025)
Tax Bill	$753 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054057H B 01400`

Property Details

APN / Parcel Number

Primary APN	`054057H B 01400`
Alternative APNs	`057H B 01400 00002057A` `057H B 01400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1985
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Shed	1 Shed
Shed Area	1 sqft
Utility Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	057H B 01400 00002057A
Street Address	1120 APACHE ST
City	ATHENS
State	TN
Zip	37303-3302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02 02 054F D 054F 00600 000, COUNTY AREA: D01
Legal Subdivision	INGLESIDE HILLS
Legal Block	2
Legal Lot Number	22 2
Jurisdiction	MCMINN TN
Township / Civil Division	2
Census Block Group	3
Census Block	3008
Census Tract	970300

Owner

Source: McMinn County records, as of February 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5160 TENNYSON PKWY STE 1000, 1000, PLANO, TX 75024-4355
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 24, 2025	Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Mar 29, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MORTGAGE INVESTORS GROUP INC
Mar 29, 2023	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Mar 29, 2023 · Amount on Record
Deed Document Number	268858
Deed Book / Page	24W / 72
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	1120 APACHE ST, ATHENS, TN 37303-3302
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001285544
Date	Jun 17, 2022
Book Page	1285/544
Instrument	237404

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Oct 24, 2025
Property Address	1120 APACHE ST, ATHENS, TN 37303-3302
Document Number	0000024W72
Book / Page	24W / 72
Map Reference	MB 2 PG 153
Instrument Date	Oct 22, 2025
Instrument	268858
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	ADMIRAL TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$888.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5160 TENNYSON PKWY STE 1000, 1000, PLANO, TX 75024-4355

Mortgage

Document Number	0000268859
Date	Oct 24, 2025
Instrument	268859

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	1120 APACHE ST, ATHENS, TN 37303-3302
Transaction Type	Mortgage
Record Updated	Apr 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 APACHE ST, ATHENS, TN 37303-3302

Mortgage

Document Number	0001309443
Date	Mar 29, 2023
Book Page	1309/443
Instrument	244996

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Mar 29, 2023
Property Address	1120 APACHE ST, ATHENS, TN 37303-3302
Document Number	000023O421
Book / Page	23O / 421
Map Reference	MB 2 PG 153
Instrument Date	Mar 27, 2023
Instrument	244994
Transaction Type	Transfer
Record Updated	Feb 27, 2025
Title Company	UNITY TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$795.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 APACHE ST, ATHENS, TN 37303-3302

Mortgage

Document Number	0000244995
Date	Mar 29, 2023
Instrument	244995

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Mortgage

Document Number	0001309443
Date	Mar 29, 2023
Book Page	1309/443
Instrument	244996

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$753.00	$36,025 (-) Land $4,200 Building $31,825
2024	$753.00	$36,025 (-) Land $4,200 Building $31,825
2023	$753.00 (+2.73%)	$36,025 (+42.25%) Land $4,200 Building $31,825	$144,100 (+42.25%) Land $16,800 Building $127,300
2022	$733.00	$25,325 Land $5,350 Building $19,975	$101,300 Land $21,400 Building $79,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1994–2003)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Apache St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures