1120 Abner Rd, Troy, NC 27371 Property Records

Montgomery County property record for 1120 Abner Rd, Troy, NC 27371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 2005
Lot Size	2.02 acres (87,991 sqft)
Owner	Individual Name on File
Tax Bill	$1,277 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7633 00 29 7265`

Property Details

APN / Parcel Number

Primary APN	`7633 00 29 7265`
Alternative APN	`49863`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,736 sqft Finished Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,991 sqft (2.02 acres)
Garage Type	Attached
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	49863
Street Address	1120 ABNER RD
City	TROY
State	NC
Zip	27371-8671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	HURLEY HURLEY
Jurisdiction	MONTGOMERY NC
Township / Civil Division	OPHIR
Census Block Group	1
Census Block	1012
Census Tract	960201

Owner

1120 Abner Rd is owned and occupied by an individual who acquired it in November 2000.

Source: Montgomery County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1120 ABNER RD, TROY, NC 27371-8671
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2000
Deed Sale	Nov 1, 2000
Deed Book / Page	404 / 76
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	1120 ABNER RD, TROY, NC 27371-8671
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	853/158
Date	Aug 12, 2020
Book Page	853/158
Instrument	364194

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	TROY, NC 27371

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	1120 ABNER RD, TROY, NC 27371-8671
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	853/144
Date	Aug 12, 2020
Book Page	853/144
Instrument	364193

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1120 Abner Rd was $1,277.

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,794 (-) Land $10,040 Building $197,754	$207,794 (-) Land $10,040 Building $197,754
2025	$1,277.00	$207,794 Land $10,040 Building $197,754	$207,794 Land $10,040 Building $197,754
2023		$207,794 Land $10,040 Building $197,754	$207,794 Land $10,040 Building $197,754

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1120 Abner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1120 Abner Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Randolph Telephone Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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