1120 8th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 1120 8th St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,844 sqft · built 1895
Lot Size	0.256 acres (11,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Jun 2018)
Tax Bill	$3,012 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0042060000`

Property Details

APN / Parcel Number

Primary APN	`0042060000`
Alternative APN	`0000420600`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	1,844 sqft Living Area
1st Floor Area	616 sqft
Basement Area	1,088 sqft
Finished Basement	448 sqft
Unfinished Basement	472 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,136 sqft (0.256 acres)
Lot Dimensions	174 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	672 sqft

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	187 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1120 8TH ST
City	SHELDON
State	IA
Zip	51201-1815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NINTH ADDITION LOT 11, N1/2 OF AL ON S & W1/2 OF AL ON E BLK 87
Legal Subdivision	NINTH ADD
Legal Block	87
Legal Lot Number	11
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	4
Census Block	4024
Census Tract	490300

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1120 8TH ST, SHELDON, IA 51201-1815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
Jun 14, 2018	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK
Apr 11, 2018	Deed of Trust, Mortgage · Construction Mortgage IOWA STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2018 · Amount on Record
Deed Sale	Jun 14, 2018 · Amount on Record
Deed Document Number	20181287
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1120 8TH ST, SHELDON, IA 51201-1815
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202103078
Date	Nov 1, 2021
Instrument	2021-03078

Lender

Name	CENTRAL BANK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Jun 14, 2018
Property Address	1120 8TH ST, SHELDON, IA 51201-1815
Document Number	201801287
Instrument Date	Jun 11, 2018
Instrument	2018-01287
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1120 8TH ST, SHELDON, IA 51201-1815

Mortgage

Document Number	201801288
Date	Jun 14, 2018
Instrument	2018-01288

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1120 8TH ST, SHELDON, IA 51201-1815
Transaction Type	Mortgage
Record Updated	May 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800814
Date	Apr 11, 2018
Instrument	2018-00814

Lender

Name	IOWA STATE BANK
Type	Bank
Address	ORANGE CITY, IA 51041

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Apr 10, 2025

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,012.00 (+10.25%) Homeowner's exemption	$208,330 (+18.3%) Land $22,260 Building $186,070	$208,330 (+18.3%) Land $22,260 Building $186,070
2024	$2,732.00 (+12.61%)
2023		$176,110 (+20.9%) Land $19,860 Building $156,250	$176,110 (+20.9%) Land $19,860 Building $156,250
2022	$2,426.00 Homeowner's exemption	$145,660 Land $17,120 Building $128,540
2021			$145,660 Land $17,120 Building $128,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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