1120 65th St, Windsor Heights, IA 50324 Property Records

Polk County property record for 1120 65th St, Windsor Heights, IA 50324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,895 sqft · built 1935
Lot Size	0.292 acres (12,750 sqft)
Owner	Individual Name on Record
Last Sale	$182,000 (Oct 2019)
Tax Bill	$4,760 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7825-02-127-060`

Property Details

APN / Parcel Number

Primary APN	`7825-02-127-060`
Alternative APN	`292/00497-002-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,895 sqft Living Area
Gross Area	3,030 sqft
1st Floor Area	1,135 sqft
Upper Floors Area	760 sqft
Basement Area	1,135 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Architectural Style	Other
Exterior Material	Brick
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	12,750 sqft (0.292 acres)
Lot Dimensions	150 ft deep x 85 ft wide
Porch	Open Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1120 65TH ST
City	WINDSOR HEIGHTS
State	IA
Zip	50324-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 150F N 85F LOT 5 COOPER PLACE
Legal Subdivision	COOPER PLACE
Legal Lot Number	5
Jurisdiction	POLK IA
Township / Civil Division	WALNUT
Census Block Group	3
Census Block	3002
Census Tract	11201

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1120 65TH ST, WINDSOR HEIGHTS, IA 50324-1808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST HERITAGE BANK FSB
Oct 21, 2019	Warranty Deed, Transfer · Conventional Mortgage MIDWEST HERITAGE BANK FSB
Dec 12, 2017	Loan Modification, Mortgage COMMUNITY BUSN LNDR SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2019 · Amount on Record
Deed Sale	Oct 21, 2019 · Amount on Record
Prior Sale	May 1, 2006 · Amount on Record
Deed Document Number	2019-00036087
Deed Book / Page	17552 / 0094
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1120 65TH ST, WINDSOR HEIGHTS, IA 50324-1808
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100112595
Date	Oct 25, 2021
Book Page	18824/501
Instrument	2021-00112595

Lender

Name	MIDWEST HERITAGE BANK FSB
Type	Bank
Address	50019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 21, 2019
Property Address	1120 65TH ST, WINDSOR HEIGHTS, IA 50324-1808
Document Number	201900036087
Book / Page	17552 / 0094
Instrument Date	Oct 15, 2019
Instrument	2019-00036087
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 65TH ST, WINDSOR HEIGHTS, IA 50324-1808

Mortgage

Document Number	201900036089
Date	Oct 21, 2019
Instrument	2019-00036089

Lender

Name	MIDWEST HERITAGE BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK IA
Property Address	1120 65TH ST, WINDSOR HEIGHTS, IA 50324-1808
Document Number	0000048769
Book / Page	016758 / 000112
Instrument Date	Dec 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2976 132ND CT URBANDALE IA 503232113, URBANDALE, IA 50323-2113

Mortgage

Document Number	0000048769
Date	Dec 13, 2017
Book Page	016758/000112
Instrument	48769

Lender

Name	COMMUNITY BUSN LNDR SVC
Type	Construction/Development Company
Address	5000 WESTOWN PKWY # 420, WEST DES MOINES, IA 50266-5921

Agreement

Term	60 Months
Due	Dec 12, 2022

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Windsor Heights City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$280,300 (+12.62%) Land $61,200 Building $219,100	$280,300 (+12.62%) Land $61,200 Building $219,100
2024	$4,760.00 (+3.88%)
2023		$248,900 Land $54,100 Building $194,800	$248,900 Land $54,100 Building $194,800
2020	$4,582.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	123 units insured incl. 64 condo units
Nearby Flood Claims	4 (1990–2010)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANDALE WATER UTILITY serves 45,605 people · EPA ID IA7780042
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Also Mapped Here	DES MOINES WATER WORKS
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, ICS Advanced Technologies, Verizon.

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