1120 4th Ave W, Kalispell, MT 59901 Property Records

Flathead County property record for 1120 4th Ave W, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,212 sqft · built 1950
Lot Size	0.244 acres (10,629 sqft)
Owner	2 Individual Names on File
Last Sale	$133,000 (Feb 2025)
Tax Bill	$2,133 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0768065`

Property Details

APN / Parcel Number

Primary APN	`R0768065`
Alternative APNs	`07-3966-18-4-10-08-0000` `0000475350`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
1st Floor Area	900 sqft
Attic	Attic
Attic Area	312 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	100 sqft
Shed	1 Shed
Shed Area	64 sqft
Lean-To	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000475350
Street Address	1120 4TH AVE W
City	KALISPELL
State	MT
Zip	59901-5656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	FISHERS ADD, S18, T28 N, R21 W, BLOCK 18, LOT 10,11 S2, CS 21131
Legal Range	21W
Legal Township	28N
Legal Section	18
Legal Subdivision	FISHERS ADD
Legal Block	18
Legal Lot Number	10,11
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	4
Census Block	4006
Census Tract	1102

Owner

1120 4th Ave W is owned and occupied by two individuals who bought it in February 2025.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1120 4TH AVE W, KALISPELL, MT 59901-5656
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Apr 2, 2021	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 19, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 29, 2017	Warranty Deed, Transfer · FHA Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2025 · Amount on File
Deed Sale	Feb 14, 2025 · Amount on File
Prior Sale	Apr 2, 2021 · Amount on File
Deed Document Number	20252965
Prior Transfer Date	Feb 13, 2025
Prior Transfer Doc	202500002965
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1120 4TH AVE W, KALISPELL, MT 59901-5656
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 4TH AVE W, KALISPELL, MT 59901-5656

Mortgage

Document Number	202200029455
Date	Nov 29, 2022
Instrument	202200029455

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 2, 2021
Property Address	1120 4TH AVE W, KALISPELL, MT 59901-5656
Document Number	202100011544
Instrument Date	Mar 25, 2021
Instrument	202100011544
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1120 4TH AVE W, KALISPELL, MT 59901-5656

Mortgage

Document Number	202100011545
Date	Apr 2, 2021
Instrument	202100011545

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 19, 2019
Property Address	1120 4TH AVE W, KALISPELL, MT 59901-5656
Document Number	201900007333
Instrument Date	Apr 19, 2019
Instrument	201900007333
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13446 OGUNQUIT AVE, POWAY, CA 92064-5130

Mortgage

Document Number	201900007334
Date	Apr 19, 2019
Instrument	201900007334

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 29, 2017
Property Address	1120 4TH AVE W, KALISPELL, MT 59901-5656
Document Number	201700031675
Instrument Date	Dec 20, 2017
Instrument	201700031675
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 4TH AVE W, KALISPELL, MT 59901-5656

Mortgage

Document Number	201700031676
Date	Dec 29, 2017
Instrument	201700031676

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1120 4th Ave W was $2,133, up 9.7% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,133.00 (+9.72%)	$404,500 (-)
2025	$1,944.00	$404,500	$404,500 Land $95,755 Building $308,745
2023	$3,178.00	$317,500	$317,500 Land $79,734 Building $237,766

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1120 4th Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1120 4th Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20
MontanaSky Networks Fixed Wireless	100 / 20

May also be available: Western Montana CommunityTel.

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