1120 3rd St, Hudson, WI 54016 Property Records

St. Croix County property record for 1120 3rd St, Hudson, WI 54016

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,913 sqft · built 1900
Lot Size	0.238 acres (10,362 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,864 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`236-0493-00-000`

Property Details

APN / Parcel Number

Primary APN	`236-0493-00-000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,913 sqft Living Area
1st Floor Area	1,566 sqft
2nd Floor Area	1,347 sqft
Basement Area	1,221 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Metal
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,362 sqft (0.238 acres)
Lot Dimensions	157 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1120 3RD ST
City	HUDSON
State	WI
Zip	54016-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	GIBSON & HENNING'S ADD L9 BLK B
Legal Range	20W
Legal Township	29N
Legal Section	24
Legal Subdivision	GIBSON & HENNING'S ADD
Legal Block	B
Legal Lot Number	9
Jurisdiction	ST CROIX WI
Township / Civil Division	HUDSON
Census Block Group	1
Census Block	1014
Census Tract	120100

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1120 3RD ST, HUDSON, WI 54016-1221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL FCU
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 18, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Nov 18, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	1120 3RD ST, HUDSON, WI 54016-1221
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001156622
Date	Jul 28, 2022
Instrument	1156622

Lender

Name	WINGS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 27, 2042

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	1120 3RD ST, HUDSON, WI 54016-1221
Transaction Type	Mortgage
Record Updated	Jan 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001145209
Date	Dec 15, 2021
Instrument	1145209

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	1120 3RD ST, HUDSON, WI 54016-1221
Document Number	0001112333
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1120 3RD ST HUDSON WI 540161221, HUDSON, WI 54016-1221

Mortgage

Document Number	0001112333
Date	Sep 23, 2020
Instrument	1112333

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	1120 3RD ST, HUDSON, WI 54016-1221
Document Number	0001092901
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1120 3RD ST HUDSON WI 540161221, HUDSON, WI 54016-1221

Mortgage

Document Number	0001092901
Date	Nov 22, 2019
Instrument	1092901

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	Hudson City
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,864.00 Homeowner's exemption
2025	$7,864.00 (+13.67%) Homeowner's exemption	$611,000 (+42.26%) Land $104,100 Building $506,900	$611,000 (+42.26%) Land $104,100 Building $506,900
2023	$6,918.00 Homeowner's exemption	$429,500 Land $66,900 Building $362,600	$429,500 Land $66,900 Building $362,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2001)
Most Recent Claim	Apr 2001 · Flooding, Severe Storms And Tornadoes
Claims by Event	Flooding, Severe Storms And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATERWORKS serves 18,558 people · EPA ID WI6560087
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Baldwin Telecom.

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