1120 2nd St NE, Rochester, MN 55906 Property Records

Olmsted County property record for 1120 2nd St NE, Rochester, MN 55906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,470 sqft · built 1930
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Tax Bill	$3,472 (2026)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74.36.42.002877`

Property Details

APN / Parcel Number

Primary APN	`74.36.42.002877`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,470 sqft Living Area
Gross Area	1,054 sqft
1st Floor Area	1,054 sqft
Basement Area	894 sqft
Unfinished Basement	894 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1120 2ND ST NE
City	ROCHESTER
State	MN
Zip	55906-4531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-36 TWP-107 RANGE-014 CARROLLS ADD LOT-006 BLOCK-002 LOT 6 BLK 2
Legal Range	14
Legal Township	107
Legal Section	36
Legal Subdivision	CARROLLS ADD
Legal Block	2
Legal Lot Number	6
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	4
Census Block	4016
Census Tract	2300

Owner

1120 2nd St NE is owned and occupied by an individual who acquired it in March 2014.

Source: Olmsted County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1120 2ND ST NE, ROCHESTER, MN 55906-4531
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 15, 2014
Transfer Doc	00A1342988
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Recording Date	Jul 9, 2026
Property Address	1120 2ND ST NE, ROCHESTER, MN 55906-4531
Document Number	0001648371
Instrument Date	Jul 1, 2026
Instrument	20261648371
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 2ND ST NE, ROCHESTER, MN 55906-4531

Mortgage

Document Number	0001648371,
Date	Jul 9, 2026
Instrument	20261648371

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 1120 2nd St NE was $3,472 with a homeowner's exemption, up 6.1% from the year before.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,472.00 (+6.11%) Homeowner's exemption
2025	$3,272.00 Homeowner's exemption	$198,100 (-5.17%) Land $39,700 Building $158,400	$224,500 (+7.47%) Land $45,000 Building $179,500
2024		$208,900 Land $35,000 Building $173,900	$208,900 Land $35,000 Building $173,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1120 2nd St NE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1120 2nd St NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, GigFire, Hiawatha Broadband Communications, Minnesota WiFi.