1120 16th St, Aurora, NE 68818 Property Records

Hamilton County property record for 1120 16th St, Aurora, NE 68818

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,484 sqft · built 1900
Lot Size	0.399 acres (17,361 sqft)
Owner	2 Individual Names on Record
Last Sale	$117,000 (Apr 2025)
Tax Bill	$2,010 (2025)
Deeds & Mortgages	Apr 2025 Sale & Construction Loan Mar 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3445-03-0-10340-001-1464`

Property Details

APN / Parcel Number

Primary APN	`3445-03-0-10340-001-1464`
Alternative APNs	`3445-00-0-10340-001-1464` `410054607`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,484 sqft Living Area
1st Floor Area	1,242 sqft
Basement Area	746 sqft
Unfinished Basement	745 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	17,361 sqft (0.399 acres)
Garage Type	Attached
Garage Area	1,200 sqft
Parking Spaces	4 Parking Spaces
Deck Area	160 sqft
Shed	1 Shed
Shed Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1120 16TH ST
City	AURORA
State	NE
Zip	68818-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	W 150' LOT 4 BLK 1 ERNST ADD EXC PT TO ST
Legal Range	06
Legal Township	10
Legal Section	03
Legal Subdivision	ERNST ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	HAMILTON NE
Township / Civil Division	4
Census Block Group	1
Census Block	1026
Census Tract	969300

Owner

Source: Hamilton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1120 16TH ST, AURORA, NE 68818-2111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2025	Warranty Deed, Construction Loan · Construction Mortgage EXCHANGE BANK
Mar 25, 2025	Warranty Deed, Transfer · Commercial Mortgage UNION BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2025 · Amount on Record
Deed Sale	Apr 28, 2025 · Amount on Record
Prior Sale	Mar 25, 2025 · Amount on Record
Deed Document Number	2025662
Prior Transfer Date	Feb 17, 2011
Prior Transfer Doc	000097/162
Record Updated	Oct 29, 2026

April 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON NE
Recording Date	Apr 28, 2025
Property Address	1120 16TH ST, AURORA, NE 68818-2111
Document Number	0202500662
Instrument Date	Apr 17, 2025
Instrument	2025-00662
Transaction Type	Construction Loan
Record Updated	Jan 13, 2026
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$263.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202500681
Date	Apr 28, 2025
Instrument	2025-00681

Lender

Name	EXCHANGE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON NE
Recording Date	Mar 25, 2025
Property Address	1120 16TH ST, AURORA, NE 68818-2111
Document Number	0202500450
Map Reference	MB 93 PG 24
Instrument Date	Mar 13, 2025
Instrument	2025-00450
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	CHASE TITLE SERVICES INC, CHARTER T&E SVCS INC

Transaction

Amount	Amount Recorded
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202500451
Date	Mar 25, 2025
Instrument	2025-00451

Lender

Name	UNION BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Aurora City
County	Hamilton County
Unified School District	Aurora Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,715 (+7.1%) Land $34,720 Building $167,995	$202,715 (+7.1%) Land $34,720 Building $167,995
2025	$2,010.00 (+13.69%)	$189,275 (+15.73%) Land $34,720 Building $154,555	$189,275 (+15.73%) Land $34,720 Building $154,555
2024	$1,768.00 (-18.03%)	$163,545 (+6.96%) Land $34,720 Building $128,825	$163,545 (+6.96%) Land $34,720 Building $128,825
2023	$2,157.00	$152,910 Land $34,720 Building $118,190	$152,910 Land $34,720 Building $118,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1980–1990)
Most Recent Claim	Jul 1990 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 4,678 people · EPA ID NE3108101
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	1.44 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hamilton.net Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Big Red Communications, GigFire, Viaero Wireless.

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