1120 10th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 1120 10th St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,149 sqft · built 1940
Lot Size	0.3 acres (13,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$91,000 (Nov 2007)
Tax Bill	$3,378 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0042320000`

Property Details

APN / Parcel Number

Primary APN	`0042320000`
Alternative APN	`0000423200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,149 sqft Living Area
1st Floor Area	1,264 sqft
Basement Area	1,264 sqft
Finished Basement	576 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Slate
Lot Area	13,050 sqft (0.3 acres)
Lot Dimensions	174 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	440 sqft
Patio Area	316 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Water Source	Commercial

Location & Zoning

Street Address	1120 10TH ST
City	SHELDON
State	IA
Zip	51201-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NINTH ADDITION LOT 5 & W1/2 OF 6 & N1/2 OF AL ON S BLK 89
Legal Subdivision	NINTH ADD
Legal Block	89
Legal Lot Number	5
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	4
Census Block	4035
Census Tract	490300

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1120 10TH ST, SHELDON, IA 51201-2043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2007 · Amount on Record
Deed Sale	Nov 7, 2007 · Amount on Record
Deed Document Number	20072845
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1120 10TH ST, SHELDON, IA 51201-2043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201701356
Date	Jun 8, 2017
Instrument	2017-01356

Lender

Name	PEOPLES BANK
Type	Bank
Address	SIOUX CENTER, IA 51250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1120 10TH ST, SHELDON, IA 51201-2043
Transaction Type	Mortgage
Record Updated	Jul 30, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001606
Date	Jun 24, 2020
Instrument	2020-01606

Lender

Name	PEOPLES BANK
Type	Bank
Address	SIOUX CENTER, IA 51250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,378.00 (+11.56%) Homeowner's exemption	$232,300 (+19.67%) Land $26,080 Building $206,220	$232,300 (+19.67%) Land $26,080 Building $206,220
2024	$3,028.00 (+9.39%)
2023		$194,110 (+17.75%) Land $23,270 Building $170,840	$194,110 (+17.75%) Land $23,270 Building $170,840
2022	$2,768.00 Homeowner's exemption	$164,850 Land $20,060 Building $144,790
2021			$164,850 Land $20,060 Building $144,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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