112 Windstone Dr, Oxford, MS 38655 Property Records

Lafayette County property record for 112 Windstone Dr, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,398 sqft · built 2003
Lot Size	0.02 acres (900 sqft)
Owner	Company Name on File
Last Sale	$195,800 (Jun 2017)
Tax Bill	$4,230 (2025)
Deeds & Mortgages	Oct 2026 Construction Loan Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`138B-27-012.00`

Property Details

APN / Parcel Number

Primary APN	`138B-27-012.00`
Alternative APNs	`098D-27-039-K` `24114`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,398 sqft Living Area
1st Floor Area	843 sqft
2nd Floor Area	506 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Other
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	900 sqft (0.02 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	24114
Street Address	112 WINDSTONE DR
City	OXFORD
State	MS
Zip	38655-4525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 9 WINDSTONE DEVELOPMENT PREV APN: 098D-27-039-K
Legal Range	03W
Legal Township	08S
Legal Section	27
Legal Subdivision	WINDSTONE DEVELOPMENT
Legal Unit	9
Jurisdiction	LAFAYETTE MS
Township / Civil Division	1
Census Block Group	1
Census Block	1003
Census Tract	950204

Owner

112 Windstone Dr is owned by a company that bought it in June 2017.

Source: Lafayette County records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	401 MCELROY, OXFORD, MS 38655
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Deed of Trust, Mortgage · Construction Mortgage BANKPLUS
Jun 29, 2017	Condominium Deed, Transfer · Commercial Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2017 · Amount on File
Deed Sale	Jun 29, 2017 · Amount on File
Prior Sale	Jul 2, 2009 · Amount on File
Deed Document Number	20175435
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Recording Date	Oct 15, 2026
Property Address	112 WINDSTONE DR, OXFORD, MS 38655-4525
Document Number	0000009804
Instrument Date	Oct 2, 2026
Instrument	20269804
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	103 PINECREST DR, OXFORD, MS 38655-2616

Mortgage

Document Number	0000009804,
Date	Oct 15, 2026
Instrument	20269804

Lender

Name	BANKPLUS

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 2, 2027

Interest

Max Rate	-1%

June 2017: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Jun 29, 2017
Property Address	112 WINDSTONE DR, OXFORD, MS 38655-4525
Document Number	0201705435
Map Reference	CAB B SL 85
Instrument Date	Jun 16, 2017
Instrument	201705435
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 LARHONDA DR # 101, 101, OXFORD, MS 38655-5673

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 N ALTADENA DR, PASADENA, CA 91107-7318

Mortgage

Document Number	0201705436
Date	Jun 29, 2017
Instrument	201705436

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 15, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 112 Windstone Dr was $4,230.

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,230.00	$32,517	$216,780 Land $40,000 Building $176,780
2023	$3,513.00	$27,003	$180,020 Land $40,000 Building $140,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 112 Windstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Windstone Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OXFORD serves 28,500 people · EPA ID MS0360011
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: AT&T, North East Fiber.

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