112 Willis St, Auburndale, FL 33823 Property Records

Polk County property record for 112 Willis St, Auburndale, FL 33823

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,576 sqft · built 1958
Lot Size	0.257 acres (11,186 sqft)
Owner	2 Individual Names on File
Last Sale	$32,500 (Aug 2015)
Tax Bill	$641 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-28-09-320900-003110`

Property Details

APN / Parcel Number

Primary APN	`25-28-09-320900-003110`
Alternative APNs	`092825320900003110` `92825000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,196 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	11,186 sqft (0.257 acres)
Lot Dimensions	107 ft deep x 105 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Porch	Florida Room
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	112 WILLIS ST
City	AUBURNDALE
State	FL
Zip	33823-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CALDWELL ESTATES PB 37 PG 28 BLK C LOT 11 & N1/2 OF LOT 10
Legal Range	25E
Legal Township	28S
Legal Section	09
Legal Subdivision	CALDWELL ESTATES
Legal Tract	320900
Legal Block	C
Legal Lot Number	11,10
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1027
Census Tract	11604

Owner

112 Willis St is owned and occupied by two individuals who bought it in August 2015.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	112 WILLIS ST, AUBURNDALE, FL 33823-3827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK & TRUST
Feb 20, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS FED'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2015 · Amount on File
Deed Sale	Aug 5, 2015 · Amount on File
Deed Document Number	2015141524
Deed Book / Page	9594 / 1495
Prior Transfer Date	Apr 30, 2009
Prior Transfer Doc	0000082907
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	112 WILLIS ST, AUBURNDALE, FL 33823-3827
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 WILLIS ST, AUBURNDALE, FL 33823-3827

Mortgage

Document Number	0000195745
Date	Jul 28, 2021
Book Page	11822/760
Instrument	2021195745

Lender

Name	CITIZENS BANK & TRUST
Type	Bank
Address	FROSTPROOF, FL 33843

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	112 WILLIS ST, AUBURNDALE, FL 33823-3827
Document Number	0104220451
Instrument Date	Feb 20, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	AUBURNDALE FL 338233827, AUBURNDALE, FL 33823-3827

Mortgage

Document Number	0104220451
Date	Mar 13, 2018
Book Page	010422/000451
Instrument	54871

Lender

Name	CITIZENS FED'L BK
Type	Bank
Address	FROSTPROOF, FL 33843

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 112 Willis St was $641 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,391 (+2.7%)	$244,927 (+3.99%) Land $29,000 Building $215,927
2025	$641.00 Homeowner's exemption	$94,831	$235,534 Land $29,000 Building $206,534
2023	$1,061.00 (-0.38%) Homeowner's exemption	$89,474 (+3%)	$220,844 (+10.35%) Land $28,000 Building $192,844
2022	$1,065.00 Homeowner's exemption	$86,868	$200,130 Land $23,000 Building $177,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Willis St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Willis St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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