112 Wiggins Ct, Franklin, VA 23851 Property Records

Franklin City property record for 112 Wiggins Ct, Franklin, VA 23851

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,736 sqft · built 2021
Lot Size	0.435 acres (18,949 sqft)
Owner	Individual Name on Record
Last Sale	$235,900 (Sep 2020)
Tax Bill	$3,616 (2026)
Deeds & Mortgages	Feb 2026 Second Mortgage Sep 2020 Sale & Mortgage
APN	`052 218 35`

Property Details

APN / Parcel Number

Primary APN	`052 218 35`
Alternative APN	`3701`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area
Gross Area	2,552 sqft
1st Floor Area	1,472 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Construction Type	Concrete
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,949 sqft (0.435 acres)
Garage Area	528 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3701
Street Address	112 WIGGINS CT
City	FRANKLIN
State	VA
Zip	23851-3001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-OA
Legal Description	0.435 ACRE LOT 35 JOYNER FARM SECTION 2 WIGGINS CT 052-(218)-35
Legal Subdivision	JOYNER FARM
Legal Lot Number	35
Jurisdiction	FRANKLIN CITY VA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3005
Census Tract	90100

Owner

Source: Franklin City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 WIGGINS CT, FRANKLIN, VA 23851-3001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Sep 8, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage OVM FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2020 · Amount on Record
Deed Sale	Sep 8, 2020 · Amount on Record
Deed Document Number	20202113
Prior Transfer Date	Dec 22, 2015
Prior Transfer Doc	0000002985
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY VA
Property Address	112 WIGGINS CT, FRANKLIN, VA 23851-3001
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0260000481
Date	Feb 18, 2026
Instrument	260000481

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY VA
Recording Date	Sep 8, 2020
Property Address	112 WIGGINS CT, FRANKLIN, VA 23851-3001
Document Number	0200002113
Instrument Date	Aug 27, 2020
Instrument	200002113
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 WIGGINS CT, FRANKLIN, VA 23851-3001

Mortgage

Document Number	0200002114
Date	Sep 8, 2020
Instrument	200002114

Lender

Name	OVM FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin City assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Franklin City
Unified School District	Franklin City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,616.00 (+12.79%)	$351,100 (+12.79%) Land $55,000 Building $296,100	$351,100 (+12.79%) Land $55,000 Building $296,100
2025	$3,206.00 (+1,040.93%)	$311,300 (+50.31%) Land $55,000 Building $256,300	$311,300 (+50.31%) Land $55,000 Building $256,300
2023		$207,100 Land $28,400 Building $178,700	$207,100 Land $28,400 Building $178,700
2019	$281.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKLIN serves 9,000 people · EPA ID VA3620350
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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