112 White St, Salisbury, MD 21804 Property Records

Wicomico County property record for 112 White St, Salisbury, MD 21804

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,451 sqft · built 1939
Lot Size	0.212 acres (9,225 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Dec 2021)
Tax Bill	$1,549 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-027020`

Property Details

APN / Parcel Number

Primary APN	`05-027020`
Alternative APN	`027020`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,451 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	9,225 sqft (0.212 acres)
Garage Type	Detached
Garage Area	1,008 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Patio Area	143 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	027020
Street Address	112 WHITE ST
City	SALISBURY
State	MD
Zip	21804-4448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	L-11 PT 12 9,225 SQF 112 WHITE ST ROBT B WHITE PLAT
Legal Subdivision	R B WHITE
Jurisdiction	WICOMICO MD
Township / Civil Division	5, PARSONS
Census Block Group	5
Census Block	5030
Census Tract	10101

Owner

112 White St is owned and occupied by an individual who bought it in December 2021.

Source: Wicomico County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	112 WHITE ST, SALISBURY, MD 21804-4448
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Dec 1, 2020	Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2021 · Amount on File
Deed Sale	Dec 8, 2021 · Amount on File
Prior Sale	Dec 1, 2020 · Amount on File
Deed Book / Page	5000 / 493
Transfer Doc	0000001141
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Dec 8, 2021
Property Address	112 WHITE ST, SALISBURY, MD 21804-4448
Document Number	0050000493
Book / Page	5000 / 493
Map Reference	LB JWTS263 FO 37
Instrument Date	Nov 29, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	COMMUNITY SETTLEMENTS & ESCROW LLC, COMMUNITY STLMTS & ESCROW LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	112 WHITE ST, SALISBURY, MD 21804-4448

Mortgage

Document Number	0005000499
Date	Dec 8, 2021
Instrument	5000/499

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Dec 1, 2020
Property Address	112 WHITE ST, SALISBURY, MD 21804-4448
Document Number	0047430072
Book / Page	4743 / 72
Map Reference	LB JWTS 263 FO 37
Instrument Date	Nov 24, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	REAL ESTATE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	112 WHITE ST, SALISBURY, MD 21804-4448

Mortgage

Document Number	0000474378
Date	Dec 1, 2020
Instrument	4743/78

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 112 White St was $1,549 with a homeowner's exemption.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Salisbury City
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,433	$260,300 Land $16,300 Building $244,000
2025	$1,549.00 Homeowner's exemption
2023	$1,503.00	$150,700	$170,700 Land $16,300 Building $154,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 White St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 White St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALISBURY serves 30,343 people · EPA ID MD0220004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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