Montgomery County property record for 112 Whispering Willow Way, Sandy Spring, MD 20860
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,416 sqft · built 2013 |
| Lot Size | 0.043 acres (1,863 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,159 (Jan 2014) |
| Tax Bill | $1,938 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-03674366 |
| Primary APN | 08-03674366 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,416 sqft Living Area |
| Gross Area | 1,736 sqft |
| 1st Floor Area | 608 sqft |
| Basement Area | 200 sqft |
| Finished Basement | 200 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,863 sqft (0.043 acres) |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 03674366 |
|---|---|
| Street Address | 112 WHISPERING WILLOW WAY |
| City | SANDY SPRING |
| State | MD |
| Zip | 20860-1070 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RNC |
| Legal Description | THE ORCHARDS OF SANDY SPRING |
| Legal Subdivision | THE ORCHARDS OF SANDY SPRING |
| Legal Block | D |
| Legal Lot Number | 6 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 8 |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 701316 |
112 Whispering Willow Way, a townhouse, is owned and occupied by two individuals who bought it in January 2014.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 WHISPERING WILLOW WAY, SANDY SPRING, MD 20860-1070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2014 · Amount on File |
| Deed Sale | Jan 2, 2014 · Amount on File |
| Prior Sale | Oct 10, 2013 · Amount on File |
| Deed Book / Page | 48137 / 311 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 112 WHISPERING WILLOW WAY, SANDY SPRING, MD 20860-1070 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 112 WHISPERIGN WILLOW WY, SANDY SPRING, MD 20860-1070 |
| Document Number | 0628080349 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 62808/349 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 273 Months |
| Due | Jan 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 112 WHISPERING WILLOW WAY, SANDY SPRING, MD 20860-1070 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 112 WHISPERING WILLOW WAY, SANDY SPRING, MD 20860-1070 |
| Document Number | 0657920257 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 65792/257 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 175 Months |
| Due | Dec 1, 2036 |
The 2025 property tax bill for 112 Whispering Willow Way was $1,938.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,700 (+9.19%) Land $30,000 Building $180,700 | $210,700 (-) Land $30,000 Building $180,700 | |
| 2025 | $1,938.00 | $192,967 | $210,700 Land $30,000 Building $180,700 |
| 2023 | $157,500 Land $30,000 Building $127,500 | $157,500 Land $30,000 Building $127,500 | |
| 2022 | $1,353.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 Whispering Willow Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 Whispering Willow Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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