Flathead County property record for 112 Whalebone Estates Dr, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,120 sqft · built 2025 |
| Lot Size | 2.22 acres (96,790 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,636 (2026) |
| Deeds & Mortgages | May 2026 Mortgage May 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R873379 |
| Primary APN | R873379 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Attic | Attic |
| Attic Area | 320 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 96,790 sqft (2.22 acres) |
| Garage Area | 2,568 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 0000508729 |
|---|---|
| Street Address | 112 WHALEBONE ESTATES DR |
| City | KALISPELL |
| State | MT |
| Zip | 59901-9533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHALEBONE ESTATES, S16, T28 N, R22 W, LOT 2, ACRES 2.22 |
| Legal Range | 22W |
| Legal Township | 28N |
| Legal Section | 16 |
| Legal Subdivision | WHALEBONE ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL SOUTHWEST |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1702 |
112 Whalebone Estates Dr is owned and occupied by an individual who acquired it in May 2024.
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 112 WHALEBONE ESTATES DR, KALISPELL, MT 59901-9533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC |
| May 3, 2024 | Warranty Deed, Transfer · Conventional Mortgage GLACIER BANK |
| Aug 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage GLACIER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2024 |
| Deed Sale | May 3, 2024 |
| Prior Sale | Aug 28, 2023 · Amount on File |
| Deed Document Number | 20247447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | May 19, 2026 |
| Property Address | 112 WHALEBONE ESTATES DR, KALISPELL, MT 59901-9533 |
| Document Number | 0000010121 |
| Instrument Date | May 14, 2026 |
| Instrument | 202610121 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 112 WHALEBONE ESTATES DR, KALISPELL, MT 59901-9533 |
| Document Number | 0000010121, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 202610121 |
| Name | KIND LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | May 3, 2024 |
| Property Address | 112 WHALEBONE ESTATES DR, KALISPELL, MT 59901 |
| Document Number | 202400007447 |
| Instrument Date | Apr 5, 2024 |
| Instrument | 202400007447 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 962 BLUESTONE DRIVE, KALISPELL, MT 59901 |
| Document Number | 202400007448 |
|---|---|
| Date | May 3, 2024 |
| Instrument | 202400007448 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 10, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 10, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 12.3% |
| Index | 5-Year CMT |
| Max Rate | 17.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Aug 28, 2023 |
| Property Address | 112 WHALEBONE ESTATES DR, KALISPELL, MT 59901 |
| Document Number | 202300015266 |
| Instrument Date | Aug 16, 2023 |
| Instrument | 202300015266 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 WHALEBONE ESTATES DR, KALISPELL, MT 59901 |
| Document Number | 202300015267 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 202300015267 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 10, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 10, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 12.6% |
| Index | 5-Year CMT |
| Max Rate | 17.6% |
The 2026 property tax bill for 112 Whalebone Estates Dr was $5,636, up 823.9% from the year before.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Smith Valley Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,636.00 (+823.93%) | $720,195 (+251.19%) | |
| 2025 | $610.00 | $205,075 | $720,195 Land $205,075 Building $515,120 |
| 2023 | $977.00 | $130,342 | $130,342 Land $130,342 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 Whalebone Estates Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 Whalebone Estates Dr is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 77% of Montana |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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