112 West St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 112 West St, Georgetown, MA 01833

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,412 sqft · built 1957
Lot Size	1.77 acres (77,462 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jan 2016)
Tax Bill	$9,921 (2026)
Deeds & Mortgages	Sep 2021 Refinance Sep 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GEOR M:00003 B:00000 L:00006`

Property Details

APN / Parcel Number

Primary APN	`GEOR M:00003 B:00000 L:00006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,412 sqft Living Area
Gross Area	5,146 sqft
Basement Area	1,612 sqft
Unfinished Basement	1,612 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	77,462 sqft (1.77 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	112 WEST ST
City	GEORGETOWN
State	MA
Zip	01833-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Lot Number	6
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	4
Census Block	4006
Census Tract	265101

Owner

112 West St is owned and occupied by two individuals who bought it in January 2016.

Source: Essex County and Georgetown Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	112 WEST ST, GEORGETOWN, MA 01833-1325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ARK-LA-TEX FINANCIAL SERVICES LLC
Sep 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ARK-LA-TEX FINANCIAL SERVICES LLC
Oct 4, 2017	Deed of Trust, Mortgage UNITED WHOLESALE MORTGAGE
Oct 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2016 · Amount on File
Deed Sale	Jan 22, 2016 · Amount on File
Prior Sale	Nov 19, 2015
Deed Book / Page	34671 / 339
Transfer Doc	034671-339
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	112 WEST ST, GEORGETOWN, MA 01833-1325
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00040298-7
Date	Sep 21, 2021
Book Page	40298/7
Instrument	20210921001930

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	112 WEST ST, GEORGETOWN, MA 01833-1325
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40298-7
Date	Sep 21, 2021
Book Page	40298/7
Instrument	20210921001930

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	112 WEST ST, GEORGETOWN, MA 01833-1325
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36228-585
Date	Oct 4, 2017
Book Page	36228/585
Instrument	268

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	112 WEST ST, GEORGETOWN, MA 01833-1325
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39046-208
Date	Oct 13, 2020
Book Page	39046/208
Instrument	20201013003260

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 112 West St was $9,921, up 24.4% from the year before.

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,921.00 (+24.42%)	$721,000 (-) Land $283,900 Building $437,100	$714,583 (+15.63%)
2025	$7,974.00 (+13.77%)	$721,000 (+29.1%) Land $283,900 Building $437,100	$617,975
2024	$7,009.00 (-6.41%)	$558,500 (-3.21%) Land $197,100 Building $361,400
2023	$7,489.00	$577,000 Land $197,100 Building $379,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 West St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 West St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 98.9% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on West St

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