112 W Upper St, Cambridge, IL 61238 Property Records

Henry County property record for 112 W Upper St, Cambridge, IL 61238

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,130 sqft · built 1967
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Sep 2025)
Tax Bill	$3,228 (2025)
Deeds & Mortgages	Sep 2025 Sale & Line of Credit May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-07-201-011`

Property Details

APN / Parcel Number

Primary APN	`18-07-201-011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,130 sqft Living Area
1st Floor Area	1,130 sqft
Basement Area	1,130 sqft
Unfinished Basement	1,130 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Construction Type	Frame
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	100 ft deep x 152 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	112 W UPPER ST
City	CAMBRIDGE
State	IL
Zip	61238-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S100 OF W1/2 LT 8 NORTHEAST ADD VILLAGE OF CAMBRIDGE
Legal Subdivision	NORTHEAST ADD
Legal Block	201
Legal Lot Number	8
Jurisdiction	HENRY IL
Township / Civil Division	CAMBRIDGE
Census Block Group	4
Census Block	4002
Census Tract	30202

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 W UPPER ST, CAMBRIDGE, IL 61238-1051
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Warranty Deed, Transfer · Line of Credit FARMERS NATIONAL BANK
May 4, 2018	Warranty Deed, Transfer WESTERN ILLINOIS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	May 4, 2018 · Amount on Record
Deed Document Number	20254696
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Sep 19, 2025
Property Address	112 W UPPER ST, CAMBRIDGE, IL 61238-1051
Document Number	0000004696
Instrument Date	Sep 12, 2025
Instrument	20-2504696
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	112 W UPPER ST, CAMBRIDGE, IL 61238-1051

Mortgage

Document Number	0000004697
Date	Sep 19, 2025
Instrument	20-2504697

Lender

Name	FARMERS NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	May 4, 2018
Property Address	112 W UPPER ST, CAMBRIDGE, IL 61238-1051
Document Number	0000002461
Instrument Date	May 4, 2018
Instrument	2461
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Tax	$112.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 W UPPER ST CAMBRIDGE IL 612381051, CAMBRIDGE, IL 61238-1051

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Cambridge Township
Municipality	Cambridge Village
Unified School District	Cambridge Community Unit School District 227 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,228.00 (+43.02%)	$46,801 (+4.7%) Land $7,459 Building $39,342	$140,403 (+4.7%) Land $22,377 Building $118,026
2024		$44,700 (+10.23%) Land $7,124 Building $37,576	$134,100 (+10.23%) Land $21,372 Building $112,728
2022		$40,552 Land $6,463 Building $34,089	$121,656 Land $19,389 Building $102,267
2021	$2,257.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE serves 2,086 people · EPA ID IL0730300
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cambridge Telcom Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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