112 W Spruce St, Marshall, MI 49068 Property Records

Calhoun County property record for 112 W Spruce St, Marshall, MI 49068

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,568 sqft · built 1890
Lot Size	0.174 acres (7,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jul 2026)
Tax Bill	$2,512 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`53-000-760-00`

Property Details

APN / Parcel Number

Primary APN	`53-000-760-00`
Alternative APN	`13-53-000-760-00`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,568 sqft Living Area
1st Floor Area	928 sqft
Basement Area	640 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	7,579 sqft (0.174 acres)
Lot Dimensions	115 ft deep x 61.6 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	112 W SPRUCE ST
City	MARSHALL
State	MI
Zip	49068-1852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	MARSHALL CITY, LOWER VILLAGE BLK 36 W-3 LOT 7 RDS N & S BY 4 RDS 14 FT E & W IN SE COR BLK 36
Legal Subdivision	THE VILLAGE NOW CITY OF MARSHALL
Legal Block	36
Legal Lot Number	7
Jurisdiction	CALHOUN MI
Township / Civil Division	MARSHALL
Census Block Group	3
Census Block	3012
Census Tract	4000

Owner

Source: Calhoun County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	523 N MADISON ST, MARSHALL, MI 49068-1148
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Transfer · FHA Mortgage A MORTGAGE
Oct 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MARSHALL COMMUNITY CU
May 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage MARSHALL COMMUNITY CU
Dec 19, 2017	Quit Claim Deed, Transfer Quitclaim
Sep 18, 2017	Warranty Deed, Transfer · Conventional Mortgage MARSHALL COMMUNITY CU
Aug 23, 2017	Quit Claim Deed, Transfer · Line of Credit SOUTHERN MICHIGAN BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Prior Sale	Sep 18, 2017 · Amount on Record
Deed Book / Page	5018 / 777
Prior Transfer Date	Dec 12, 2017
Prior Transfer Doc	04195/0589
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Jul 9, 2026
Property Address	112 W SPRUCE ST, MARSHALL, MI 49068-1852
Document Number	5018000777
Book / Page	5018 / 777
Instrument Date	Jun 30, 2026
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238,865.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 N MADISON ST, MARSHALL, MI 49068-1148

Mortgage

Document Number	5018000780,
Date	Jul 9, 2026
Book Page	5018/780

Lender

Name	A MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	112 W SPRUCE ST, MARSHALL, MI 49068-1852
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112W W SPRUCE ST, MARSHALL, MI 49068-1852

Mortgage

Document Number	004780/296
Date	Oct 18, 2023
Book Page	4780/296

Lender

Name	MARSHALL COMMUNITY CU
Type	Credit Union
Address	MARSHALL, MI 49068

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 11, 2038

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	112 W SPRUCE ST, MARSHALL, MI 49068-1852
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04229/0908
Date	May 14, 2018
Book Page	4229/0908

Lender

Name	MARSHALL COMMUNITY CU
Type	Credit Union
Address	MARSHALL, MI 49068

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALHOUN MI
Recording Date	Dec 19, 2017
Property Address	112 W SPRUCE ST, MARSHALL, MI 49068-1852
Document Number	04195/0589
Book / Page	4195 / 0589
Map Reference	LB3 PG11
Instrument Date	Dec 12, 2017
Instrument	4195-0589
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 LYON LAKE RD, MARSHALL, MI 49068-8208

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Sep 18, 2017
Property Address	112 W SPRUCE ST, MARSHALL, MI 49068-1852
Document Number	04171/0189
Book / Page	4171 / 0189
Map Reference	LB3 PG11
Instrument Date	Sep 6, 2017
Instrument	4171-0189
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 LYON LAKE RD, 162, MARSHALL, MI 49068-8208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 BANSILL DR, BATTLE CREEK, MI 49037-1301

Mortgage

Document Number	0041710191
Date	Sep 18, 2017
Instrument	4171-0191

Lender

Name	MARSHALL COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Oct 1, 2022

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALHOUN MI
Recording Date	Aug 23, 2017
Property Address	112 W SPRUCE ST, MARSHALL, MI 49068-1852
Document Number	04164/0111
Book / Page	4164 / 0111
Map Reference	LB3 PG11
Instrument Date	Aug 11, 2017
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 LYON LAKE RD, 162, MARSHALL, MI 49068-8208

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	162 LYON LAKE RD, MARSHALL, MI 49068-8208

Mortgage

Document Number	04164/0112
Date	Aug 23, 2017
Book Page	4164/0112

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	MARSHALL, MI 49068

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
Municipality	Marshall City
Unified School District	Marshall Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,500 (+13.78%)
2025	$2,512.00 (+1.45%) Homeowner's exemption	$76,900 (+22.26%)	$175,000 (+13.78%)
2024	$2,476.00 (+11.48%)		$153,800 (+22.26%)
2023		$62,900	$125,800
2022	$2,221.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARSHALL serves 7,088 people · EPA ID MI0004150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	7.85 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Marshall FiberNet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Metronet, Xfinity.

Nearby Properties on W Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures