112 W Spruce Ave, Duncan, OK 73533 Property Records

Stephens County property record for 112 W Spruce Ave, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 817 sqft · built 1941
Lot Size	0.131 acres (5,717 sqft)
Owner	Company Name on File
Last Sale	$22,500 (Apr 2023)
Tax Bill	$222 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18619`

Property Details

APN / Parcel Number

Primary APN	`18619`
Alternative APN	`1291-00-001-019-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	817 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,717 sqft (0.131 acres)
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	18619
Street Address	112 W SPRUCE AVE
City	DUNCAN
State	OK
Zip	73533-5957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 1 LT 19 HOWELL TRACTS # 2
Legal Range	07W
Legal Township	01N
Legal Section	33
Legal Subdivision	HOWELL #2
Legal Tract	2
Legal Block	1
Legal Lot Number	19
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	2
Census Block	2026
Census Tract	400

Owner

112 W Spruce Ave is owned by a company that bought it in April 2023.

Source: Stephens County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 695, DUNCAN, OK 73534-0695
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2023 · Amount on File
Deed Sale	Apr 19, 2023 · Amount on File
Prior Sale	Oct 28, 2013 · Amount on File
Deed Document Number	20233677
Deed Book / Page	6327 / 286
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Apr 19, 2023
Property Address	112 W SPRUCE AVE, DUNCAN, OK 73533-5957
Document Number	006327/286
Book / Page	6327 / 286
Instrument Date	Apr 18, 2023
Instrument	I-2023-003677
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS COUNTY ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 695, DUNCAN, OK 73534-0695

Mortgage

Document Number	I2023003678
Date	Apr 19, 2023
Instrument	I-2023-003678

Lender

Name	LEGACY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 112 W Spruce Ave was $222, down 0.4% from the year before.

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,768 (+4.85%) Land $283 Building $2,485	$25,164 (+4.83%) Land $2,573 Building $22,591
2025	$222.00 (-0.45%)	$2,640 (-0.08%) Land $283 Building $2,357	$24,004 (-0.07%) Land $2,573 Building $21,431
2024	$223.00 (+63.97%)	$2,642 (+9.04%) Land $283 Building $2,359	$24,020 (+9.06%) Land $2,573 Building $21,447
2023	$136.00	$2,423 Land $283 Building $2,140	$22,025 Land $2,573 Building $19,452

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 112 W Spruce Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 W Spruce Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS CO RWD #5 serves 6,426 people · EPA ID OK2006969
Water Source	Purchased surface water from DUNCAN PUBLIC UTILITIES AUTHORITY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20