112 W Smith St, Buchanan, MI 49107 Property Records

Berrien County property record for 112 W Smith St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 720 sqft · built 1901
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$86,000 (May 2022)
Tax Bill	$1,994 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`58-0035-0186-00-0`

Property Details

APN / Parcel Number

Primary APN	`58-0035-0186-00-0`
Alternative APN	`11-58-0035-0186-00-0`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	132 ft deep x 143 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	112 W SMITH ST
City	BUCHANAN
State	MI
Zip	49107-1543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	PT SEC 35 T7S R18W COM ON N LN SMITH ST AT E SIDE MILL RACE R/W TH E TO PT 9'W OF C/L MC COYS CREEK TH N 7 RDS 8'TH W TO E LN MILL RACE R/W TH SWLY ON R/W TO POB
Legal Range	18W
Legal Township	07S
Legal Section	35
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	4
Census Block	4024
Census Tract	20200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Buchanan North and West Neighborhoods Historic District listed 2011 · 575 contributing resources · NRIS 11000863

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 W SMITH ST, BUCHANAN, MI 49107-1543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Jun 10, 2020	Warranty Deed, Transfer · FHA Mortgage HORIZON BANK
Jun 9, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Prior Sale	Jun 10, 2020 · Amount on Record
Deed Document Number	2022353322
Deed Book / Page	3374 / 2057
Prior Transfer Date	Dec 30, 2014
Prior Transfer Doc	03091/1418
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 18, 2022
Property Address	112 W SMITH ST, BUCHANAN, MI 49107-1543
Document Number	03374/2057
Book / Page	3374 / 2057
Instrument Date	Apr 29, 2022
Instrument	2022353322
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	112 W SMITH ST, BUCHANAN, MI 49107-1543
Investor	Possibly a Property Investor

Mortgage

Document Number	0033742059
Date	May 18, 2022
Instrument	3374-2059

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 10, 2020
Property Address	112 W SMITH ST, BUCHANAN, MI 49107-1543
Document Number	003278/403
Book / Page	3278 / 403
Instrument Date	Jun 1, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 W SMITH ST, BUCHANAN, MI 49107-1543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 W SMITH ST, BUCHANAN, MI 49107-1543

Mortgage

Document Number	0003278405
Date	Jun 10, 2020
Instrument	3278/405

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 9, 2017
Property Address	112 W SMITH ST, BUCHANAN, MI 49107-1543
Document Number	03174/1405
Book / Page	3174 / 1405
Instrument Date	Jun 5, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 W SMITH ST, BUCHANAN, MI 49107-1543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 W SMITH ST, BUCHANAN, MI 49107-1543

Mortgage

Document Number	0031741408
Date	Jun 9, 2017
Instrument	3174/1408

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,000 (+1.56%)	$130,000 (+1.56%)
2025	$1,994.00 (+2.2%) Homeowner's exemption	$64,000 (+35.59%)	$128,000 (+35.59%)
2024	$1,951.00 (+27.18%)
2023		$47,200	$94,400
2022	$1,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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