112 W Oak St, Sparta, WI 54656 Property Records

Monroe County property record for 112 W Oak St, Sparta, WI 54656

Property Summary

Property Type	Commercial
Lot Size	0.051 acres (2,265 sqft)
Owner	Company Name on Record
Tax Bill	$2,708 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`281-00492-0000`

Property Details

APN / Parcel Number

Primary APN	`281-00492-0000`
Alternative APN	`281-050-003-001`

Exterior

Lot Area	2,265 sqft (0.051 acres)

Location & Zoning

Street Address	112 W OAK ST
City	SPARTA
State	WI
Zip	54656-1713
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	S 90' OF W 24' & W 1.5' OF E 51' OF S 80' LOT 1, BLK 3, BARD'S 2ND ADD; (LAW OFFICE)
Legal Block	3
Legal Lot Number	1
Jurisdiction	MONROE WI
Township / Civil Division	SPARTA
Census Block Group	2
Census Block	2011
Census Tract	950300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Water Street Commercial Historic District listed 1992 · 56 contributing resources · NRIS 92001554

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	112 W OAK ST, SPARTA, WI 54656-1713
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2017	Deed of Trust, Mortgage · Commercial Mortgage UNION NATIONAL BANK & TRUST
Feb 20, 2018	Deed of Trust, Mortgage · Commercial Mortgage CITY OF SPARTA
Nov 17, 2017	Deed of Trust, Mortgage · Commercial Mortgage UNION NATIONAL BANK & TRUST
Dec 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage CITY OF SPARTA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 3, 2011
Transfer Doc	0000612049
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	112 W OAK ST, SPARTA, WI 54656-1713
Transaction Type	Mortgage
Record Updated	May 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	670302
Date	Dec 22, 2017
Instrument	670302

Lender

Name	UNION NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 15, 2022

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	112 W OAK ST, SPARTA, WI 54656-1713
Transaction Type	Mortgage
Record Updated	May 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	671310
Date	Feb 20, 2018
Instrument	671310

Lender

Name	CITY OF SPARTA
Type	Government Agency

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	112 W OAK ST, SPARTA, WI 54656-1713
Transaction Type	Mortgage
Record Updated	Apr 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	669657
Date	Nov 17, 2017
Instrument	669657

Lender

Name	UNION NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	112 W OAK ST, SPARTA, WI 54656-1713
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	677447
Date	Dec 10, 2018
Instrument	677447

Lender

Name	CITY OF SPARTA
Type	Government Agency

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Monroe County
Municipality	Sparta City
Unified School District	Sparta Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,708.00 (+22.59%)	$173,700 (+22.41%) Land $15,900 Building $157,800	$173,600 (+24.36%)
2023	$2,209.00	$141,900 Land $15,900 Building $126,000	$139,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATERWORKS serves 10,025 people · EPA ID WI6420297
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lynxx Networks.

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