112 W Front St, Mount Morris, IL 61054 Property Records

Ogle County property record for 112 W Front St, Mount Morris, IL 61054

Property Summary

Property TypeSingle Family Home
Details1,824 sqft · built 1918
Lot Size0.182 acres (7,946 sqft)
OwnerIndividual Name on File
Last Sale$63,500 (Feb 2019)
Tax Bill$2,566 (2025)
Deeds & MortgagesMar 2017 Mortgage
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-27-429-007

Property Details

APN / Parcel Number

Primary APN08-27-429-007

Interior

Stories2 Stories
Building Area1,824 sqft Living Area

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Lot Area7,946 sqft (0.182 acres)
Lot Dimensions129 ft deep x 61.8 ft wide

Location & Zoning

Street Address112 W FRONT ST
CityMOUNT MORRIS
StateIL
Zip61054-1436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK: TWP:0 SECT/LOT: E1/2 LOTS 10 & 11 BLK 1 SEMINARY SQ ADD VIL MT MORRIS
Legal SubdivisionSEMINARY SQ ADD
Legal Block1
Legal Lot Number10-11
JurisdictionOGLE IL
Township / Civil DivisionMOUNT MORRIS
Census Block Group3
Census Block3003
Census Tract960900

Owner

112 W Front St is owned and occupied by an individual who bought it in February 2019.

Source: Ogle County records, as of May 19, 2026

Owner of RecordIndividual Name on File
Mailing Address112 W FRONT ST, MOUNT MORRIS, IL 61054-1436
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
BYRON BANK
Feb 25, 2019Warranty Deed, Transfer · Conventional Mortgage
MIDLAND STATES BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2019 · Amount on File
Deed SaleFeb 25, 2019 · Amount on File
Prior SaleMay 26, 2015 · Amount on File
Deed Document Number2019948
Record UpdatedJun 8, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address112 W FRONT ST, MOUNT MORRIS, IL 61054-1436
Transaction TypeMortgage
Record UpdatedMay 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001304
DateMar 10, 2017
Instrument201701304
Lender
NameBYRON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate3.75%

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOGLE IL
Recording DateFeb 25, 2019
Property Address112 W FRONT ST, MOUNT MORRIS, IL 61054-1436
Document Number0000000948
Map ReferenceBK A PG 207
Instrument DateFeb 21, 2019
Instrument201900948
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$95.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 W FRONT ST, MOUNT MORRIS, IL 61054-1436

Mortgage

Document Number0000000949
DateFeb 25, 2019
Instrument201900949
Lender
NameMIDLAND STATES BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate
Rate5.38%

Tax Assessment & Valuation

The 2025 property tax bill for 112 W Front St was $2,566.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionMount Morris Township
MunicipalityMount Morris Village
Unified School DistrictOregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,566.00$31,745 Land $2,995 Building $28,750$95,235 Land $8,985 Building $86,250
2023$26,254 Land $3,671 Building $22,583$78,762 Land $11,013 Building $67,749
2022$1,823.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 112 W Front St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 112 W Front St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT MORRIS
serves 2,861 people · EPA ID IL1410350
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
AirCell
Fiber
1,000 / 300
Verizon
Fixed Wireless
300 / 20

May also be available: AaroBand, T-Mobile.

Nearby Properties on W Front St

Nearby Streets

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