112 W Elm St, Thayer, IL 62689 Property Records

Sangamon County property record for 112 W Elm St, Thayer, IL 62689

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (6,996 sqft)
Owner	Individual Name on File
Last Sale	$64,900 (Jun 2013)
Tax Bill	$884 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-28.0-460-001`

Property Details

APN / Parcel Number

Primary APN	`34-28.0-460-001`
Alternative APN	`34280460001 (CHECK DIGIT = 7)`

Exterior

Lot Area	6,996 sqft (0.16 acres)

Location & Zoning

Account Number	34280460001
Street Address	112 W ELM ST
City	THAYER
State	IL
Zip	62689
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF THAYER C. W. & V. COAL CO. 4TH ADDN. L 8 B 23
Legal Subdivision	C W & V COAL CO 4TH ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	AUBURN
Census Block Group	3
Census Block	3052
Census Tract	3400

Owner

112 W Elm St is owned and occupied by an individual who bought it in June 2013.

Source: Sangamon County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	112 W ELM ST, THAYER, IL 62689
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 24, 2017	Deed, Transfer
Apr 24, 2017	Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2013 · Amount on File
Deed Sale	Jun 17, 2013 · Amount on File
Prior Sale	Oct 31, 2003 · Amount on File
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Recording Date	Jul 21, 2026
Property Address	112 W ELM ST, THAYER, IL 62689
Document Number	0000013256
Instrument Date	Jul 16, 2026
Instrument	202613256
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 W ELM ST, THAYER, IL 62689
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013256,
Date	Jul 21, 2026
Instrument	202613256

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	5.88%
Initial Type	Fixed Rate
Max Rate	-1%

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 24, 2017
Property Address	112 W ELM ST, THAYER, IL 62689
Document Number	2017R09894
Instrument Date	Apr 21, 2017
Instrument	2017R09894
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 W ELM ST, THAYER, IL 62689-1032
Investor	Possibly a Property Investor

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 24, 2017
Property Address	112 W ELM ST, THAYER, IL 62689
Document Number	2017R09894
Instrument Date	Apr 21, 2017
Instrument	2017R09894
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 W ELM ST, THAYER, IL 62689
Investor	Possibly a Property Investor

Mortgage

Document Number	2017R09895
Date	Apr 24, 2017
Instrument	2017R09895

Lender

Name	QUICKEN LOANS INC
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 112 W Elm St was $884 with a homeowner's exemption.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Auburn Township
Municipality	Thayer Village
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$884.00	$18,074 Land $2,569 Building $15,505	$54,222 Land $7,707 Building $46,515
2022	$705.00 Homeowner's exemption	$14,763 Land $2,099 Building $12,664	$44,289 Land $6,297 Building $37,992

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 112 W Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 W Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THAYER serves 721 people · EPA ID IL1671250
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Royell Communications Fiber	7,000 / 7,000
Frontier Fiber	7,000 / 7,000
Computer Techniques Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50

May also be available: Wisper ISP.

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