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112 W Cedar St, Libby, MT 59923 Property Records

Lincoln County property record for 112 W Cedar St, Libby, MT 59923 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,262 sqft · built 1956
Lot Size0.224 acres (9,757 sqft)
OwnerIndividual Name on File
Last Sale$188,800 (Jan 2019)
Tax Bill$1,266 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jan 2019 Mortgage
APNR569117

Property Details

APN / Parcel Number

Primary APNR569117
Alternative APNs
  • 56-4175-10-2-19-20-0000
  • 0000008289

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,262 sqft Living Area
1st Floor Area1,262 sqft
Basement Area540 sqft
Finished Basement540 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,757 sqft (0.224 acres)
Lot Dimensions160 ft deep x 61 ft wide
Parking Spaces1 Parking Space

Exterior Amenities

Deck Area62 sqft
Shed1 Shed
Shed Area96 sqft
Pole Barn96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number0000008289
Street Address112 W CEDAR ST
CityLIBBY
StateMT
Zip59923-2607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJOHNSTON ACRE TRACTS, S10, T30 N, R31 W, BLOCK A, ACRES 0.224, BLK A LOT 3D PLAT 362
Legal Range31W
Legal Township30N
Legal Section10
Legal SubdivisionJOHNSTON ACRE TRACTS
Legal BlockA
Legal Lot Number3D
JurisdictionLINCOLN MT
Township / Civil DivisionLIBBY
Census Block Group3
Census Block3074
Census Tract200

Owner

Source: Lincoln County records · APN R569117

Assessment roll updated September 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address112 W CEDAR ST, LIBBY, MT 59923-2607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
GLACIER BANK
Jan 08, 2019Warranty Deed, Transfer · Seller Carry-Back
STEPHENSON LIVING TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 08, 2019 · Amount on Record
Deed SaleJan 08, 2019 · Amount on Record
Prior SaleOct 17, 2016
Deed Document Number2019277740
Deed Book / Page375 / 362
Prior Transfer DateJun 27, 2016
Prior Transfer Doc363/327
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MT
Property Address112 W CEDAR ST, LIBBY, MT 59923-2607
Transaction TypeMortgage
Record UpdatedApr 29, 2021
Title CompanyFIRST AMERICAN TITLE - LIBBY, FIRST AMERICAN TITLE LIBBY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number389/39
DateApr 12, 2021
Book Page389/39
Instrument292438
Lender
NameGLACIER BANK
TypeBank
Address58901
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateMay 01, 2031
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change8.5%
Index1-Year CMT
Max Rate8.5%

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MT
Recording DateJan 08, 2019
Property Address112 W CEDAR ST, LIBBY, MT 59923-2607
Document Number375/362
Book / Page375 / 362
Instrument DateJan 07, 2019
Instrument277740
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 W CEDAR ST, LIBBY, MT 59923-2607

Mortgage

Document Number277741
DateJan 08, 2019
Instrument277741
Lender
NameSTEPHENSON LIVING TRUST
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated September 19, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMontana
CountyLincoln County
MunicipalityLibby City
Unified School DistrictLibby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,266.00 (-36.98%)$339,200 (+39.88%)$339,200 (+39.88%) Land $51,296 Building $287,904
2023$2,009.00$242,500$242,500 Land $26,868 Building $215,632

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300530002003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1996, river or lake flooding, Severe Storms, Flooding, And Ice Jams

Wildfire

Wildfire RiskLow
above 37% of the US · above 14% of Montana
Wildfire LikelihoodAbout 1 in 2,703 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 309 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Northwest FiberFiber6,000 / 6,000
CommunityTelCable1,000 / 50

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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