112 Upper A St, Peaks Island, ME 04108 Property Records

Cumberland County and Portland City property record for 112 Upper A St, Peaks Island, ME 04108

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,116 sqft · built 1900
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,090 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Apr 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`PTLD M:088 B:K026001`

Property Details

APN / Parcel Number

Primary APN	`PTLD M:088 B:K026001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,116 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	6,800 sqft (0.156 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	112 UPPER A ST
City	PEAKS ISLAND
State	ME
Zip	04108-1254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	E CASEY
Legal Block	K026001
Jurisdiction	PORTLAND ME
Township / Civil Division	PORTLAND
Census Block Group	1
Census Block	1027
Census Tract	2400

Owner

112 Upper A St is owned and occupied by two individuals who acquired it in July 2010.

Source: Cumberland County and Portland City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	112 UPPER A ST, PEAKS ISLAND, ME 04108-1254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2017	Deed of Trust, Mortgage GORHAM SAVINGS BANK
Apr 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GORHAM SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2010
Deed Sale	Jul 14, 2010
Deed Book / Page	27915 / 120
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTLAND ME
Property Address	112 UPPER A ST, PORTLAND, ME 04108-1254
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0342060343
Date	Aug 2, 2017
Book Page	34206/0343
Instrument	000000037625

Lender

Name	GORHAM SAVINGS BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTLAND ME
Property Address	112 UPPER A ST, PORTLAND, ME 04108-1254
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0366120022
Date	Apr 21, 2020
Book Page	36612/22
Instrument	20190

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 112 Upper A St was $5,090, up 8.8% from the year before.

Source: Cumberland County and Portland City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Portland City
Unified School District	Portland (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,090.00 (+8.76%)	$424,900 (+36.27%) Land $172,100 Building $252,800
2024	$4,680.00 (+4.16%)	$311,800 (-) Land $117,400 Building $194,400
2023	$4,493.00 (+5.87%)	$311,800 (-) Land $117,400 Building $194,400
2022	$4,244.00	$311,800 Land $117,400 Building $194,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 112 Upper A St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	17 (1978–2024)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 7 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Upper A St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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