112 Union St, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 112 Union St, Cedar Grove, NJ 07009

Property Summary

Property Type	Single Family Home
Details	1,257 sqft · built 1940
Lot Size	0.141 acres (6,151 sqft)
Owner	2 Individual Names on File
Last Sale	$655,000 (Mar 2026)
Tax Bill	$9,775 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-00124-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`04-00124-0000-00007`
Alternative APN	`040012400007`

Interior

Stories	2 Stories
Building Area	1,257 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	6,151 sqft (0.141 acres)
Lot Dimensions	123 ft deep x 50 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	040012400007
Street Address	112 UNION ST
City	CEDAR GROVE
State	NJ
Zip	07009-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X123
Legal Block	124
Legal Lot Number	7
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	5
Census Block	5004
Census Tract	21400

Owner

112 Union St is owned and occupied by two individuals who bought it in March 2026.

Source: Essex County and Cedar Grove Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	112 UNION ST, CEDAR GROVE, NJ 07009-1928
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 10, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF NAT'L TR & SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2026 · Amount on File
Deed Sale	Mar 13, 2026 · Amount on File
Prior Sale	Jul 7, 1997 · Amount on File
Deed Document Number	202616914
Record Updated	Sep 20, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 13, 2026
Property Address	112 UNION ST, CEDAR GROVE, NJ 07009-1928
Document Number	0000016914
Instrument Date	Feb 27, 2026
Instrument	2026016914
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 BLACK BEAR CT, HAMBURG, NJ 07419-2433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 UNION ST, CEDAR GROVE, NJ 07009-1928

Mortgage

Document Number	0000016915
Date	Mar 13, 2026
Instrument	2026016915

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	112 UNION ST, CEDAR GROVE, NJ 07009-1928
Document Number	0000102452
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SUMMIT AVE CEDAR GROVE NJ 070091923, CEDAR GROVE, NJ 07009-1923

Mortgage

Document Number	0000102452
Date	Nov 27, 2017
Instrument	102452

Lender

Name	BANK OF NAT'L TR & SVGS
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 112 Union St was $9,775, up 2.9% from the year before.

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$566,800 (+51.92%) Land $341,500 Building $225,300	$566,800 (+51.92%) Land $341,500 Building $225,300
2025	$9,775.00 (+2.87%) Veteran's exemption	$373,100 Land $228,400 Building $144,700	$373,100 Land $228,400 Building $144,700
2024	$9,502.00
2023		$373,100 Land $228,400 Building $144,700	$373,100 Land $228,400 Building $144,700
2022	$9,316.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Union St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1994–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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