112 Timbercrest Dr, Ridgeland, MS 39157 Property Records

Madison County property record for 112 Timbercrest Dr, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,745 sqft · built 1988
Owner	2 Individual Names on File
Tax Bill	$1,076 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit May 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072D-20C-084`

Property Details

APN / Parcel Number

Primary APN	`072D-20C-084`
Alternative APNs	`072D-20C-084/00.00` `14269`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,745 sqft Adjusted Area
1st Floor Area	1,421 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	14269
Old Parcel Number	072D-20C-084/00.00
Street Address	112 TIMBERCREST DR
City	RIDGELAND
State	MS
Zip	39157-2539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 81 TRACE RIDGE S/D PT 1
Legal Range	02E
Legal Township	07N
Legal Section	20
Legal Subdivision	TRACE RIDGE PT 1
Legal Lot Number	81
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	3
Census Block	3023
Census Tract	30109

Owner

112 Timbercrest Dr is owned and occupied by two individuals who acquired it in March 2001.

Source: Madison County records, as of December 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	112 TIMBERCREST DR, RIDGELAND, MS 39157-2539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
May 15, 2019	Trustee's Deed, Construction Loan · Construction Mortgage RENASANT BK
Mar 1, 2018	Deed of Trust, Mortgage · Line of Credit RENASANT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2001
Deed Sale	Mar 2, 2001
Deed Document Number	0000481698
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	112 TIMBERCREST DR, RIDGELAND, MS 39157-2539
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 TIMBERCREST DR, RIDGELAND, MS 39157-2539

Mortgage

Document Number	004325/296
Date	Apr 28, 2023
Book Page	4325/296
Instrument	981156

Lender

Name	RENASANT BANK
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MADISON MS
Recording Date	May 15, 2019
Property Address	112 TIMBERCREST DR, RIDGELAND, MS 39157-2539
Book / Page	003720 / 000150
Instrument Date	May 6, 2019
Instrument	863970
Transaction Type	Construction Loan
Record Updated	May 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 TIMBERCREST DR RIDGELAND MS 391572539, RIDGELAND, MS 39157-2539

Mortgage

Document Number	0000863970
Date	May 15, 2019
Book Page	003720/000150
Instrument	863970

Lender

Name	RENASANT BK
Type	Bank
Address	BRANDON, MS 39042

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 14, 2020

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	112 TIMBERCREST DR, RIDGELAND, MS 39157-2539
Document Number	0000834743
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 TIMBERCREST DR RIDGELAND MS 391572539, RIDGELAND, MS 39157-2539

Mortgage

Document Number	0000834743
Date	Mar 9, 2018
Book Page	003578/000496
Instrument	834743

Lender

Name	RENASANT BK
Type	Bank
Address	PEARL, MS 39208

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 8, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 112 Timbercrest Dr was $1,076 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,076.00 Homeowner's exemption	$12,777	$127,770 Land $35,000 Building $92,770
2024	$1,076.00
2023	$1,076.00 Homeowner's exemption	$12,777	$127,770 Land $35,000 Building $92,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Timbercrest Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2020–2022)
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 112 Timbercrest Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

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