112 Three Oak Ln, Chapin, SC 29036 Property Records

Lexington County property record for 112 Three Oak Ln, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,210 sqft · built 2000
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Jun 2021)
Tax Bill	$2,246 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001529-01-003`

Property Details

APN / Parcel Number

Primary APN	`001529-01-003`
Alternative APN	`0152901003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,210 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	112 THREE OAK LN
City	CHAPIN
State	SC
Zip	29036-7955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	FAIRWAY OAKS LOT 3
Legal Lot Number	3
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	1
Census Block	1000
Census Tract	21205

Owner

112 Three Oak Ln is owned and occupied by an individual who bought it in June 2021.

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	112 THREE OAK LN, CHAPIN, SC 29036-7955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Jun 4, 2021	Deed, Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2021 · Amount on File
Deed Sale	Jun 4, 2021 · Amount on File
Prior Sale	Dec 4, 2013 · Amount on File
Deed Document Number	202130402
Deed Book / Page	20945 / 802
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	112 THREE OAK LN, CHAPIN, SC 29036-7955
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 THREE OAK LN, CHAPIN, SC 29036-7955

Mortgage

Document Number	2118600921
Date	Oct 15, 2025
Book Page	21186/921
Instrument	2025040377

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 14, 2040

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Jun 4, 2021
Property Address	112 THREE OAK LN, CHAPIN, SC 29036-7955
Document Number	2094500802
Book / Page	20945 / 802
Map Reference	MB 221 PG 9
Instrument Date	Jun 4, 2021
Instrument	2021030402
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,276.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	112 THREE OAK LN, CHAPIN, SC 29036-7955

Mortgage

Document Number	2021030403
Date	Jun 4, 2021
Instrument	2021030403

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 112 Three Oak Ln was $2,246, up 6.4% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,246.00 (+6.4%)
2024	$2,111.00 (+0.86%)	$13,800 (-) Land $1,100 Building $12,700	$345,000 (-) Land $27,500 Building $317,500
2023	$2,093.00	$13,800 Land $1,100 Building $12,700	$345,000 Land $27,500 Building $317,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 112 Three Oak Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	4 (2006–2026)
Most Recent Claim	May 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Three Oak Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: CarolinaConnect Cooperative, Verizon.

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