Burke County property record for 112 Terrace Pl, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,872 sqft · built 1935 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,019 (2026) |
| Deeds & Mortgages | Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2703161683 |
| Primary APN | 2703161683 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,872 sqft Living Area |
| 1st Floor Area | 2,129 sqft |
| Basement Area | 575 sqft |
| Finished Basement | 1,885 sqft |
| Unfinished Basement | 575 sqft |
| Flooring | Carpet |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Foundation Type | Stone |
| Roof Material | Asphalt |
| Lot Area | 46,609 sqft (1.07 acres) |
| Porch | Patio |
| Porch Area | 488 sqft |
| Deck Area | 328 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 112 TERRACE PL |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-3774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOW INTENS |
| Legal Description | 112 TERRACE PL MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 20500 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 112 TERRACE PL, MORGANTON, NC 28655-3774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 112 TERRACE PL, MORGANTON, NC 28655-3774 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024600011 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 2460/11 |
| Instrument | 2017039332 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MORGANTON, NC 28680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,019.00 (+0.17%) | $525,620 (-) Land $90,516 Building $435,104 | $525,620 (-) Land $90,516 Building $435,104 |
| 2025 | $3,014.00 (-0.56%) | $525,620 (-) Land $90,516 Building $435,104 | $525,620 (-) Land $90,516 Building $435,104 |
| 2023 | $3,031.00 | $525,620 Land $90,516 Building $435,104 | $525,620 Land $90,516 Building $435,104 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 14 (1994–2024) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Compas X-Stream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum, T-Mobile.
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