112 Sweetspire Dr, Mount Washington, KY 40047 Property Records

Bullitt County property record for 112 Sweetspire Dr, Mount Washington, KY 40047

Property Summary

Property Type	Single Family Home
Lot Size	0.164 acres (7,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Apr 2025)
Tax Bill	$1,671 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077-NE0-40-028`

Property Details

APN / Parcel Number

Primary APN	`077-NE0-40-028`
Alternative APNs	`302545236` `435301`

Exterior

Lot Area	7,125 sqft (0.164 acres)
Lot Dimensions	125 ft deep x 57 ft wide

Location & Zoning

Account Number	435301
Street Address	112 SWEETSPIRE DR
City	MOUNT WASHINGTON
State	KY
Zip	40047-5580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28_WOODS OF MT WASHINGTON_SECTION 3_PLAT 4-244
Legal Subdivision	WOODS OF MT WASHINGTON
Legal Lot Number	28
Jurisdiction	BULLITT KY
Township / Civil Division	MOUNT WASHINGTON
Census Block Group	2
Census Block	2001
Census Tract	20103

Owner

Source: Bullitt County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 SWEETSPIRE DR, MOUNT WASHINGTON, KY 40047-5580
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage ALL WSTRN MORTGAGE
Apr 17, 2025	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2025 · Amount on Record
Deed Sale	Apr 17, 2025 · Amount on Record
Deed Document Number	2025789746
Deed Book / Page	1134 / 815
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BULLITT KY
Recording Date	May 21, 2026
Property Address	112 SWEETSPIRE DR, MOUNT WASHINGTON, KY 40047-5580
Document Number	0000860492
Book / Page	2308 / 450
Instrument Date	May 8, 2026
Instrument	2026860492
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 SWEETSPIRE DR, MOUNT WASHINGTON, KY 40047-5580

Mortgage

Document Number	0000860492,
Date	May 21, 2026
Book Page	2308/450
Instrument	2026860492

Lender

Name	ALL WSTRN MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BULLITT KY
Recording Date	Apr 17, 2025
Property Address	112 SWEETSPIRE DR, MOUNT WASHINGTON, KY 40047-5580
Document Number	0D1134/815
Book / Page	D1134 / 815
Map Reference	CAB 4 SL 244
Instrument Date	Apr 14, 2025
Instrument	789746
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	UNKNOWN, LAND GROUP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 REARDON BLVD, BARDSTOWN, KY 40004-2033

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	112 SWEETSPIRE DR, MT WASHINGTON, KY 40047-5580

Mortgage

Document Number	0000789748
Date	Apr 17, 2025
Instrument	789748

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	13%

Tax Assessment & Valuation

Source: Bullitt County assessment roll, as of January 30, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Bullitt County
Municipality	Mount Washington City
Unified School District	Bullitt County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,671.00 (+5,290.32%)	$135,000 (+5,3%) Land $15,000 Building $120,000	$135,000 (+5,3%) Land $15,000 Building $120,000
2023	$31.00	$2,500 (-) Building $2,500	$2,500 (-) Building $2,500
2022	$31.00	$2,500 Building $2,500	$2,500 Building $2,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT WASHINGTON WATER COMPANY private · serves 23,760 people · EPA ID KY0150300
Water Source	Purchased surface water from LOUISVILLE WATER COMPANY
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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