112 Surbaugh Sq, Folsom, CA 95630 Property Records

Sacramento County property record for 112 Surbaugh Sq, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,256 sqft · built 1988
Lot Size	0.21 acres (9,150 sqft)
Owner	Trust Name on File
Tax Bill	$4,168 (2025)
Deeds & Mortgages	Apr 2022 Transfer Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-0710-001-0000`

Property Details

APN / Parcel Number

Primary APN	`072-0710-001-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,256 sqft Living Area
1st Floor Area	1,263 sqft
2nd Floor Area	993 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	9,150 sqft (0.21 acres)
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Pool Area	20,074 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	112 SURBAUGH SQ
City	FOLSOM
State	CA
Zip	95630-6504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	WILLOW CREEK ESTS SOUTH 04A, LOT 18
Legal Subdivision	WILLOW CREEK ESTS SOUTH 04A
Legal Lot Number	18
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3008
Census Tract	8510

Owner

112 Surbaugh Sq is owner-occupied and held in a trust since April 2022.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	112 SURBAUGH SQ, FOLSOM, CA 95630-6504
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Intrafamily Transfer, Transfer
Mar 3, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 14, 2022
Transfer Doc	2022000046
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 19, 2022
Property Address	112 SURBAUGH SQ, FOLSOM, CA 95630-6504
Document Number	0000000046
Map Reference	MB 175 MAP 20
Instrument Date	Apr 14, 2022
Instrument	2022041900046
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	112 SURBAUGH SQ, FOLSOM, CA 95630-6504

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	112 SURBAUGH SQ, FOLSOM, CA 95630-6504
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 SURBAUGH SQ, FOLSOM, CA 95630-6504

Mortgage

Document Number	0000000103
Date	Mar 3, 2022
Instrument	2022030300103

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	112 SURBAUGH SQ, FOLSOM, CA 95630-6504
Document Number	2003120178
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	112 SURBAUGH SQ FOLSOM CA 956306504, FOLSOM, CA 95630-6504

Mortgage

Document Number	2003120178
Date	Mar 12, 2020
Instrument	2003120178

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 112 Surbaugh Sq was $4,168 with a homeowner's exemption, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$386,692 (+2%) Land $95,684 Building $291,008
2025	$4,168.00 (+2.08%) Homeowner's exemption	$379,110 Land $93,808 Building $285,302
2024	$4,083.00 (+1.8%)
2023	$4,011.00 (+1.47%) Homeowner's exemption	$364,390 Land $90,166 Building $274,224
2022	$3,953.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 112 Surbaugh Sq in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Surbaugh Sq is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cal.net, Succeed.Net.

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