Black Hawk County property record for 112 Summit Ave, Waterloo, IA 50701 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,598 sqft · built 1911 |
| Lot Size | 0.245 acres (10,660 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,500 (Oct 2024) |
| Tax Bill | $2,738 (2025) |
| Deeds & Mortgages | Feb 2019 Refinance Oct 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-27-430-024 |
| Primary APN | 8913-27-430-024 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,598 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 912 sqft |
| Finished Basement | 275 sqft |
| Unfinished Basement | 912 sqft |
| Game Room | Game Room |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,660 sqft (0.245 acres) |
| Lot Dimensions | 130 ft deep x 82 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 272 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 112 SUMMIT AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JENKS AND MCQUILKINS SUBDIV LOTS 1 AND 2 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 27 |
| Legal Subdivision | JENKS AND MCQUILKINS SUBDIV |
| Legal Lot Number | 1,2 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 1400 |
Source: Black Hawk County records · APN 8913-27-430-024
Assessment roll updated October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 112 SUMMIT AVE, WATERLOO, IA 50701-2758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 05, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Oct 08, 2024 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Sep 18, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 08, 2024 · Amount on Record |
| Deed Sale | Oct 08, 2024 · Amount on Record |
| Prior Sale | Sep 18, 2018 · Amount on Record |
| Deed Document Number | 202421509 |
| Prior Transfer Date | Aug 15, 2018 |
| Prior Transfer Doc | 201900004606 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 112 SUMMIT AVE, WATERLOO, IA 50701-2758 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 201900011937 |
|---|---|
| Date | Feb 05, 2019 |
| Instrument | 201900011937 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 08, 2024 |
| Property Address | 112 SUMMIT AVE, WATERLOO, IA 50701-2758 |
| Document Number | 0202421509 |
| Instrument Date | Sep 27, 2024 |
| Instrument | 2024-21509 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | TITLE SERVICES GROUP, TITLE SERVICES CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $246.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 SUMMIT AVE, WATERLOO, IA 50701-2758 |
| Document Number | 0202421510 |
|---|---|
| Date | Oct 08, 2024 |
| Instrument | 2024-21510 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 18, 2018 |
| Property Address | 112 SUMMIT AVE, WATERLOO, IA 50701-2758 |
| Document Number | 201900004606 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 201900004606 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 538, WATERLOO, IA 50704-0538 |
| Investor | Possibly a Property Investor |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,738.00 | $162,790 (+51.15%) Land $20,490 Building $142,300 | $162,790 (+51.15%) Land $20,490 Building $142,300 |
| 2024 | $2,738.00 (+27.94%) | ||
| 2023 | $107,700 (+10.5%) Land $20,490 Building $87,210 | $107,700 (+10.5%) Land $20,490 Building $87,210 | |
| 2022 | $2,140.00 | $97,470 Land $20,490 Building $76,980 | |
| 2021 | $97,470 Land $20,490 Building $76,980 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 3% of the US · above 24% of Iowa |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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