112 Summer St, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 112 Summer St, Stoneham, MA 02180

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,928 sqft · built 1884
Lot Size	0.255 acres (11,125 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,954 (2026)
Deeds & Mortgages	Nov 2021 Refinance Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`STON M:13 B:000 L:74`

Property Details

APN / Parcel Number

Primary APN	`STON M:13 B:000 L:74`
Alternative APN	`1849`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,928 sqft Living Area
Gross Area	4,159 sqft
Basement Area	997 sqft
Unfinished Basement	498 sqft

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1884
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,125 sqft (0.255 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1849
Street Address	112 SUMMER ST
City	STONEHAM
State	MA
Zip	02180-1844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	74
Jurisdiction	STONEHAM MA
Township / Civil Division	STONEHAM
Census Block Group	1
Census Block	1009
Census Tract	337300

Owner

112 Summer St is owned and occupied by two individuals who acquired it in August 2003.

Source: Middlesex County and Stoneham Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	112 SUMMER ST, STONEHAM, MA 02180-1844
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC
Nov 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2003
Deed Sale	Aug 14, 2003
Prior Sale	Nov 16, 2001 · Amount on File
Deed Document Number	20031757
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	112 SUMMER ST, STONEHAM, MA 02180-1844
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	79082-527
Date	Nov 5, 2021
Book Page	79082/527
Instrument	242819

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	112 SUMMER ST, STONEHAM, MA 02180-1844
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76266-106
Date	Nov 25, 2020
Book Page	76266/106
Instrument	223187

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 112 Summer St was $6,954, up 1.1% from the year before.

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stoneham Town
Unified School District	Stoneham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,954.00 (+1.1%)	$691,300 (+2.83%) Land $380,300 Building $311,000	$678,015 (-)
2025	$6,878.00 (+4.2%)	$672,300 (+7.86%) Land $361,300 Building $311,000	$678,015 (+12.38%)
2024	$6,601.00 (+5.8%)	$623,300 (+10.89%) Land $332,800 Building $290,500	$603,345
2023	$6,239.00	$562,100 Land $304,300 Building $257,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Summer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Summer St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Sep 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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