112 Stephen Dr, Downingtown, PA 19335 Property Records

Chester County property record for 112 Stephen Dr, Downingtown, PA 19335

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,812 sqft · built 1985
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Apr 2015)
Tax Bill	$789 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-3-74.18`

Property Details

APN / Parcel Number

Primary APN	`32-3-74.18`
Alternative APNs	`3203 00741800` `3203 007418`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,812 sqft Living Area
Gross Area	3,252 sqft
Basement Area	708 sqft
Finished Basement	708 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	112 STEPHEN DR
City	DOWNINGTOWN
State	PA
Zip	19335-1859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	1 AC DWG & GAR LOT 11
Legal Subdivision	CENTURY ACRES PH 02
Legal Lot Number	11
Jurisdiction	CHESTER PA
Township / Civil Division	UPPER UWCHLAN
Census Block Group	1
Census Block	1021
Census Tract	304502

Owner

112 Stephen Dr is owned and occupied by two individuals who bought it in April 2015.

Source: Chester County records, as of May 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	112 STEPHEN DR, DOWNINGTOWN, PA 19335-1859
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2015 · Amount on File
Deed Sale	Apr 13, 2015 · Amount on File
Prior Sale	Apr 9, 2014 · Amount on File
Deed Document Number	201511400647
Deed Book / Page	9086 / 2012
Prior Transfer Date	Mar 29, 2011
Prior Transfer Doc	0081600951
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	112 STEPHEN DR, DOWNINGTOWN, PA 19335-1859
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL INTEGRITY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102771449
Date	Sep 17, 2020
Book Page	10277/1449
Instrument	11762707

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 112 Stephen Dr was $789.

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	Upper Uwchlan Township
Unified School District	Downingtown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$789.00	$207,250 (-) Land $44,430 Building $162,820	$219,590 (-) Land $44,430 Building $175,160
2025		$207,250 (-) Land $44,430 Building $162,820	$219,590 Land $44,430 Building $175,160
2024	$7,283.00	$207,250 Land $44,430 Building $162,820
1998			$219,590 Land $44,430 Building $175,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Stephen Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Stephen Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA UWCHLAN private · serves 35,518 people · EPA ID PA1150035
Water Source	Purchased surface water from AQUA PA MAIN SYSTEM
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20