112 Stark St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 112 Stark St, Waterloo, NY 13165

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,560 sqft · built 1997
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$273,500 (Apr 2025)
Tax Bill	$6,980 (2026)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Apr 2018 Sale + 1 more
APN	`453801 01-1-75`

Property Details

APN / Parcel Number

Primary APN	`453801 01-1-75`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,560 sqft Living Area
1st Floor Area	900 sqft
2nd Floor Area	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	175 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	112 STARK ST
City	WATERLOO
State	NY
Zip	13165-8798
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	MB97-92
Legal Block	1
Legal Lot Number	75.000
Jurisdiction	SENECA NY
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3026
Census Tract	950500

Owner

112 Stark St is owned by an individual who bought it in April 2025.

Source: Seneca County and Waterloo Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2124 EDWARDS RD, WATERLOO, NY 13165-8804
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage LYONS SAVINGS BANK
Apr 27, 2018	Deed, Transfer
Feb 2, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2025 · Amount on File
Deed Sale	Apr 28, 2025 · Amount on File
Prior Sale	Apr 27, 2018 · Amount on File
Deed Book / Page	1119 / 202
Record Updated	Oct 29, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SENECA NY
Recording Date	Apr 28, 2025
Property Address	112 STARK ST, WATERLOO, NY 13165-8798
Document Number	001119/202
Book / Page	1119 / 202
Instrument Date	Apr 24, 2025
Instrument	70078
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 EDWARDS RD, WATERLOO, NY 13165-8804

Mortgage

Document Number	0001952264
Date	Apr 28, 2025
Instrument	1952/264

Lender

Name	LYONS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SENECA NY
Recording Date	Apr 27, 2018
Property Address	112 STARK ST, WATERLOO, NY 13165-8798
Document Number	000969/224
Book / Page	969 / 224
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 STREET, WATERLOO, NY 13165

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SENECA NY
Recording Date	Feb 2, 2018
Property Address	112 STARK ST, WATERLOO, NY 13165-8798
Document Number	000964/164
Book / Page	964 / 164
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 TURNBERRY LN, PITTSFORD, NY 14534-4719

Tax Assessment & Valuation

The 2026 property tax bill for 112 Stark St was $6,980, up 4.3% from the year before.

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Municipality	Waterloo Village
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,980.00 (+4.27%)
2025	$6,694.00	$139,600 Land $16,900 Building $122,700	$228,900 Land $27,711 Building $201,189
2023		$139,600 Land $16,900 Building $122,700	$196,620 Land $23,803 Building $172,817
2019	$3,474.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 112 Stark St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Stark St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO VILLAGE serves 7,000 people · EPA ID NY4901199
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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