Palm Beach County property record for 112 Spruce St, Boynton Beach, FL 33426
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,716 sqft · built 2002 |
| Lot Size | 0.055 acres (2,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,100 (Jul 2011) |
| Tax Bill | $2,869 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-43-45-09-24-000-0260 |
| Primary APN | 08-43-45-09-24-000-0260 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,716 sqft Living Area |
| 1st Floor Area | 756 sqft |
| Upper Floors Area | 960 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Townhouse |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 2,400 sqft (0.055 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 243 sqft |
| Street Address | 112 SPRUCE ST |
|---|---|
| City | BOYNTON BEACH |
| State | FL |
| Zip | 33426-9355 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | CEDAR RIDGE ESTATES LT 26 |
| Legal Range | 43E |
| Legal Township | 45S |
| Legal Section | 09 |
| Legal Subdivision | CEDAR RIDGE ESTATES |
| Legal Lot Number | 26 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOYNTON BEACH-DELRAY BEACH |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 5821 |
112 Spruce St, a townhouse, is owned and occupied by an individual who bought it in July 2011.
Source: Palm Beach County records, as of July 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 112 SPRUCE ST, BOYNTON BEACH, FL 33426-9355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Mar 9, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Apr 27, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2011 · Amount on File |
| Deed Sale | Jul 29, 2011 · Amount on File |
| Prior Sale | Feb 22, 2011 · Amount on File |
| Deed Document Number | 2011282112 |
| Deed Book / Page | 24662 / 1158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Jul 8, 2026 |
| Property Address | 112 SPRUCE ST, BOYNTON BEACH, FL 33426-9355 |
| Document Number | 0000247449 |
| Book / Page | 36642 / 14 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 2026247449 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 112 SPRUCE ST, BOYNTON BEACH, FL 33426-9355 |
| Document Number | 0000247449, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 36642/14 |
| Instrument | 2026247449 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Jun 28, 2066 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 112 SPRUCE ST, BOYNTON BEACH, FL 33426-9355 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 112 SPRUCE ST, BOYNTON BEACH, FL 33426-9355 |
| Document Number | 0341690675 |
|---|---|
| Date | Mar 9, 2023 |
| Book Page | 34169/675 |
| Instrument | 20230079771 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 112 SPRUCE ST, BOYNTON BEACH, FL 33426-9355 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0305250559 |
|---|---|
| Date | Apr 5, 2019 |
| Book Page | 30525/0559 |
| Instrument | 20190120932 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 112 SPRUCE ST, BOYNTON BEACH, FL 33426-9355 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0328571528 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 32857/1528 |
| Instrument | 20210419823 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 112 SPRUCE ST, BOYNTON BEACH, FL 33426-9355 |
| Document Number | 0312780820 |
| Instrument Date | Feb 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 112 SPRUCE ST BOYNTON BEACH FL 334269355, BOYNTON BEACH, FL 33426-9355 |
| Document Number | 0312780820 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 031278/000820 |
| Instrument | 90449 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 8, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 112 SPRUCE ST, BOYNTON BEACH, FL 33426-9355 |
| Document Number | 0290840197 |
| Instrument Date | Apr 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Name | Verified Name |
|---|---|
| Address | 112 SPRUCE ST BOYNTON BEACH FL 334269355, BOYNTON BEACH, FL 33426-9355 |
| Document Number | 0290840197 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 029084/000197 |
| Instrument | 171737 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | BOYNTON BEACH, FL 33426 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | May 14, 2057 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 112 Spruce St was $2,869 with a homeowner's exemption.
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Boynton Beach City |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,869.00 Homeowner's exemption | $173,085 | $345,402 Building $345,402 |
| 2023 | $2,679.00 (+2.1%) Homeowner's exemption | $163,308 (+3%) | $330,354 (+20.92%) Building $330,354 |
| 2022 | $2,624.00 Homeowner's exemption | $158,551 | $273,208 Building $273,208 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 Spruce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 112 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOYNTON BEACH PWS serves 112,000 people · EPA ID FL4500145 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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