112 Spring St, Gloversville, NY 12078 Property Records

Fulton County and Gloversville City property record for 112 Spring St, Gloversville, NY 12078

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,016 sqft · built 1900
Lot Size	0.075 acres (3,267 sqft)
Owner	Individual Name on Record
Last Sale	$89,570 (Sep 2021)
Tax Bill	$1,821 (2026)
Deeds & Mortgages	Apr 2017 Mortgage Sep 2021 Sale & Mortgage
APN	`170500 134.18-22-6`

Property Details

APN / Parcel Number

Primary APN	`170500 134.18-22-6`
Alternative APN	`050013401800220060000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
1st Floor Area	1,044 sqft
2nd Floor Area	972 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,267 sqft (0.075 acres)
Lot Dimensions	66 ft deep x 49.5 ft wide
Porch	Slab
Porch Area	102 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	112 SPRING ST
City	GLOVERSVILLE
State	NY
Zip	12078-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	OLD PARCEL =04-96- 18.00
Legal Block	22
Legal Lot Number	6.000
Jurisdiction	FULTON NY
Township / Civil Division	GLOVERSVILLE
Census Block Group	3
Census Block	3008
Census Tract	970700

Owner

Source: Fulton County and Gloversville City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 SPRING ST, GLOVERSVILLE, NY 12078-2820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2017	Deed of Trust, Mortgage · FHA Mortgage E MORTGAGE MGMT LLC
Sep 23, 2021	Warranty Deed, Transfer · FHA Mortgage PREMIUM MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2021 · Amount on Record
Deed Sale	Sep 23, 2021 · Amount on Record
Prior Sale	Apr 21, 2017 · Amount on Record
Deed Document Number	202170007
Prior Transfer Date	Jun 29, 2015
Prior Transfer Doc	0000002015/000003250
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	112 SPRING ST, GLOVERSVILLE, NY 12078-2820
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201743722
Date	Apr 21, 2017
Instrument	2017-43722

Lender

Name	E MORTGAGE MGMT LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2047

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON NY
Recording Date	Sep 23, 2021
Property Address	112 SPRING ST, GLOVERSVILLE, NY 12078-2820
Document Number	0202170007
Instrument Date	Sep 9, 2021
Instrument	2021-70007
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 FON CLAIR ST, JOHNSTOWN, NY 12095-2607

Mortgage

Document Number	0202170008
Date	Sep 23, 2021
Instrument	2021-70008

Lender

Name	PREMIUM MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fulton County and Gloversville City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Fulton County
Municipality	Gloversville City
Unified School District	Gloversville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,821.00 (-35.81%)
2025	$2,837.00 (+134.27%)	$52,300 (-) Land $7,100 Building $45,200	$81,249 (+18.6%) Land $11,030 Building $70,219
2023		$52,300 (-) Land $7,100 Building $45,200	$68,509 (+16.58%) Land $9,300 Building $59,209
2022	$1,211.00	$52,300 Land $7,100 Building $45,200	$58,764 Land $7,978 Building $50,786

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–1987)
Most Recent Claim	Sep 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOVERSVILLE (C) WATER WORKS serves 17,991 people · EPA ID NY1700018
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Spring St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures