112 Sonoma Ct, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 112 Sonoma Ct, Cold Spring, KY 41076

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,899 sqft · built 2000
Owner2 Individual Names on File
Last Sale$185,000 (Nov 2017)
Tax Bill$2,167 (2025)
Deeds & MortgagesOct 2019 Mortgage
Nov 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN999-99-20-464.38

Property Details

APN / Parcel Number

Primary APN999-99-20-464.38

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,899 sqft Living Area

Exterior

Year BuiltBuilt 2000
Exterior MaterialCombination
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number9999920464.38
Street Address112 SONOMA CT
CityCOLD SPRING
StateKY
Zip41076-8586
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionCHARDONNAY CONDOS LOT 17 BLDG 17 UNIT 17-304 HUNTINGTON UPPER LEVEL & GARAGE 17-G7
Legal SubdivisionCHARDONNAY CONDOS
Legal Lot Number17
Legal Unit17
JurisdictionCAMPBELL KY
Township / Civil DivisionNEWPORT-FORT THOMAS
Census Block Group1
Census Block1006
Census Tract53301

Owner

112 Sonoma Ct, a condominium, is owned and occupied by two individuals who bought it in November 2017.

Source: Campbell County records, as of March 6, 2026

Owner of Record2 Individual Names on File
Mailing Address112 SONOMA CT, COLD SPRING, KY 41076-8586
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Nov 6, 2017Warranty Deed, Transfer · Conventional with PMI
HOMESERVICES LNDG
Sep 5, 2017Trustee's Deed, Construction Loan · Construction Mortgage
VICTORY CMNTY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2017 · Amount on File
Deed SaleNov 6, 2017 · Amount on File
Prior SaleJul 9, 2010 · Amount on File
Deed Document Number5065188
Deed Book / PageD789 / 853
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address112 SONOMA CT, COLD SPRING, KY 41076-8586
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005099593
DateOct 25, 2019
Book PageM2197/120
Instrument5099593
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMPBELL KY
Recording DateNov 6, 2017
Property Address112 SONOMA CT, COLD SPRING, KY 41076-8586
Document Number0005065188
Book / Page000789 / 000853
Instrument DateNov 3, 2017
Instrument5065188
Transaction TypeTransfer
Record UpdatedDec 11, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$185.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address112 SONOMA CT COLD SPRING KY 410768586, COLD SPRING, KY 41076-8586

Mortgage

Document Number5065189
DateNov 6, 2017
Book Page002128/000075
Instrument5065189
Lender
NameHOMESERVICES LNDG
AddressWEST DES MOINES, ID 50266
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueNov 5, 2047

September 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCAMPBELL KY
Recording DateSep 5, 2017
Property Address112 SONOMA CT, COLD SPRING, KY 41076-8586
Book / Page002121 / 000365
Instrument DateAug 4, 2017
Instrument5062301
Transaction TypeConstruction Loan
Record UpdatedSep 22, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 SONOMA CT COLD SPRING KY 410768586, COLD SPRING, KY 41076-8586

Mortgage

Document Number0005062301
DateSep 5, 2017
Book Page002121/000365
Instrument5062301
Lender
NameVICTORY CMNTY BK
TypeBank
AddressBOONE COUNTY, KY 41042
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueSep 4, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 112 Sonoma Ct was $2,167 with a homeowner's exemption.

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
MunicipalityCold Spring City
Unified School DistrictCampbell County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,167.00 Homeowner's exemption$227,900 Building $227,900$227,900 Building $227,900
2023$2,178.00 (+20.6%) Homeowner's exemption$227,900 (+23.19%) Building $227,900$227,900 (+23.19%) Building $227,900
2022$1,806.00 Homeowner's exemption$185,000 Building $185,000$185,000 Building $185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Sonoma Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Sonoma Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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