112 Snowbell Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 112 Snowbell Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,368 sqft · built 1986
Lot Size	0.17 acres (7,405 sqft)
Owner	Trust Name on File
Last Sale	$210,000 (Aug 2012)
Tax Bill	$4,177 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-144-009-0000`

Property Details

APN / Parcel Number

Primary APN	`004-144-009-0000`

Interior

Full Baths	1 Bath
Building Area	1,368 sqft Building Perimeter
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	112 SNOWBELL DR
City	ROSCOMMON
State	MI
Zip	48653-8121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-964 P-312 243 LOT 9 & THE N1/2 OF LOT 30 BLK 4 CHICAGO BEACH
Legal Subdivision	CHICAGO BEACH
Legal Block	4
Legal Lot Number	9,30
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1050
Census Tract	970402

Owner

112 Snowbell Dr is owner-occupied and held in a trust since November 2012.

Source: Roscommon County records, as of June 29, 2026

Owner of Record	Trust Name on File
Mailing Address	112 SNOWBELL DR, ROSCOMMON, MI 48653-8121
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER
Aug 15, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance LAKE TRUST CREDIT UNION
Dec 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE CENTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2012 · Amount on File
Deed Sale	Aug 6, 2012 · Amount on File
Prior Sale	Jun 6, 2010
Deed Document Number	20125773
Deed Book / Page	1117 / 1494
Last Transfer Date	Nov 1, 2012
Transfer Doc	1130/0114
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	112 SNOWBELL DR, ROSCOMMON, MI 48653-8121
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01191/2622
Date	Nov 24, 2025
Book Page	1191/2622
Instrument	202500008038

Lender

Name	MORTGAGE CENTER

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	112 SNOWBELL DR, ROSCOMMON, MI 48653-8121
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001185/166
Date	Aug 15, 2023
Book Page	1185/166
Instrument	202300005196

Lender

Name	LAKE TRUST CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2038

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	112 SNOWBELL DR, ROSCOMMON, MI 48653-8121
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1174/2413
Date	Dec 14, 2020
Book Page	1174/2413
Instrument	202000009503

Lender

Name	MORTGAGE CENTER

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 112 Snowbell Dr was $4,177 with a homeowner's exemption.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,800 (+17.87%)	$663,600 (+17.87%)
2025	$4,177.00 Homeowner's exemption	$281,500	$563,000
2023		$220,100	$440,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Snowbell Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Snowbell Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Cherry Capital Connection, Verizon.

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