112 Smith St, Walnut Cove, NC 27052 Property Records

Stokes County property record for 112 Smith St, Walnut Cove, NC 27052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,257 sqft · built 1928
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Tax Bill	$1,144 (2023)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`696314327826`

Property Details

APN / Parcel Number

Primary APN	`696314327826`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,257 sqft Heated Area
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1983
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Carport	Carport
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	112 SMITH ST
City	WALNUT COVE
State	NC
Zip	27052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NB-1
Legal Description	PL1-49
Jurisdiction	STOKES NC
Township / Civil Division	SAURATOWN
Census Block Group	1
Census Block	1018
Census Tract	70702

Owner

Source: Stokes County records, as of August 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 708, WALNUT COVE, NC 27052-0708
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jul 23, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2007
Deed Sale	May 16, 2007
Deed Document Number	0003792384
Record Updated	Jun 7, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOKES NC
Property Address	112 SMITH ST, WALNUT COVE, NC 27052
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	726/2080
Date	Nov 17, 2020
Book Page	726/2080
Instrument	6077

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOKES NC
Property Address	112 SMITH ST, WALNUT COVE, NC 27052
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	721/1793
Date	Jul 23, 2020
Book Page	721/1793
Instrument	3558

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOKES NC
Property Address	112 SMITH ST, WALNUT COVE, NC 27052
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	717/346
Date	Mar 17, 2020
Book Page	717/346
Instrument	1323

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

Tax Assessment & Valuation

Source: Stokes County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Stokes County
Municipality	Walnut Cove Town
Unified School District	Stokes County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,144.00	$108,000 (-) Land $23,000 Building $85,000	$108,000 (-) Land $23,000 Building $85,000
2022	$1,144.00	$108,000 Land $23,000 Building $85,000	$108,000 Land $23,000 Building $85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WALNUT COVE serves 2,210 people · EPA ID NC0285015
Water Source	Purchased surface water from STOKES COUNTY WATER & SEWER AUTH
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Tetrachloroethylene resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	50 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
RiverStreet Networks Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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