112 Smith St, Merrick, NY 11566 Property Records

Nassau County and Hempstead Town property record for 112 Smith St, Merrick, NY 11566

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,074 sqft · built 1951
Lot Size0.243 acres (10,600 sqft)
Owner2 Individual Names on File
Last Sale$255,000 (Feb 2023)
Tax Bill$13,568 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Feb 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN55-502-00-0600

Property Details

APN / Parcel Number

Primary APN55-502-00-0600
Alternative APNs
  • 2089-55-502-00-0600-0
  • 55502000600000000000
  • 282089 55.-502-600
  • 55502 06000

Interior

Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,074 sqft Living Area
Gross Area2,410 sqft
1st Floor Area1,010 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleColonial
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeBlock
Roof MaterialOther
Lot Area10,600 sqft (0.243 acres)
Lot Dimensions105 ft deep x 100 ft wide
View / LotSecondary
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchEnclosed Frame Porch
Porch Area84 sqft
Balcony Area54 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number55502 06000
Street Address112 SMITH ST
CityMERRICK
StateNY
Zip11566-3545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 025
Legal SubdivisionMERRICK SQUARE
Legal Block502
Legal Lot Number600-6
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group3
Census Block3000
Census Tract415000

Owner

112 Smith St is owned and occupied by two individuals who bought it in February 2023.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner of Record2 Individual Names on File
Mailing Address112 SMITH ST, MERRICK, NY 11566-3545
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2026Deed of Trust, Mortgage · Line of Credit
OUR FEDERAL CREDIT UNION
Feb 10, 2023Bargain and Sale Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Jan 2, 2019Deed of Trust, Mortgage · Reverse Mortgage
STATE OF NEW YORK
Nov 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2023 · Amount on File
Deed SaleFeb 10, 2023 · Amount on File
Deed Document Number20239480
Deed Book / Page14349 / 714
Prior Transfer DateMar 12, 2018
Prior Transfer Doc0136310835
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Recording DateApr 7, 2026
Property Address112 SMITH ST, MERRICK, NY 11566-3545
Document NumberM484120321
Book / Page48412 / 321
Instrument DateAug 27, 2025
Instrument202622532
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 SMITH ST, MERRICK, NY 11566-3545

Mortgage

Document Number0000022532,
DateApr 7, 2026
Book Page48412/321
Instrument202622532
Lender
NameOUR FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 28, 2055
Interest
Rate TypeAdjustable Rate
Rate6.72%
Initial TypeAdjustable Rate
Change FrequencyMonthly
Max Rate-1%

February 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionNASSAU NY
Recording DateFeb 10, 2023
Property Address112 SMITH ST, MERRICK, NY 11566-3545
Document NumberD143490714
Book / PageD14349 / 714
Map ReferenceMAP 3364
Instrument DateJan 27, 2023
Instrument2023-00009480
Transaction TypeTransfer
Record UpdatedFeb 15, 2023
Title CompanyLANDSTAR TITLE AGENCY INC

Transaction

AmountAmount on Record
Tax$1,020.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address112 SMITH ST, MERRICK, NY 11566-3545

Mortgage

Document Number202300009481
DateFeb 10, 2023
Instrument2023-00009481
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2053

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address112 SMITH ST, MERRICK, NY 11566-3545
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0432230318
DateJan 2, 2019
Book Page43223/318
Instrument2019-000044
Lender
NameSTATE OF NEW YORK
TypeFunding / Finance Company
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term718 Months
DueNov 3, 2078
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2019
Change FrequencyAnnually
Max Rate At Change2%
IndexLIBOR

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address112 SMITH ST, MERRICK, NY 11566-3545
Document Number0432230340
Instrument DateNov 29, 2018
Transaction TypeMortgage
Record UpdatedJan 21, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 SMITH ST MERRICK NY 115663545, MERRICK, NY 11566-3545

Mortgage

Document Number0432230340
DateJan 2, 2019
Book Page043223/000340
Instrument45
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term708 Months
DueJan 1, 2078
Interest
Rate TypeAdjustable Rate
Rate5.37%

Tax Assessment & Valuation

The 2025 property tax bill for 112 Smith St was $13,568 with a homeowner's exemption.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
Secondary School DistrictBellmore-Merrick Central High School District (07 - 12)
Elementary School DistrictMerrick Union Free School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$551 (-9.23%) Land $199 Building $352$551,000 (-9.23%)
2025$13,568.00$607 Land $219 Building $388$607,000
2023$14,247.00 Homeowner's exemption$533 Land $285 Building $248$533,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 112 Smith St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 112 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES NEW YORK - MERRICK
private · serves 135,000 people · EPA ID NY2902840
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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